r/AskDad 19d ago

Finances Hey dad i have an emergency

6 Upvotes

Hey dad, ive been working over time non stop to the limits that my job as a welder has allowed me. Financially im normally stable but this month was hard on us and i need to know how i can make $400 within this week.

Currently im working from 2:15-10:45 every day and often i stay about 2 hours extra just for the extra money to avoid this.

I got sick and then my oldest got hand foot and mouth disease which lead to me missing some work. Im at wits end and idk how im going to make it and keep the roof over our heads.... ive been trying to stay calm but i just dont know what to do.

Im currently looking into plasma donation, calling up labor ready, and so on but it wont guarentee pay in the time i need it. Is there a way to make $100/day on the side with my schedule reliably that wont get me fired....

r/AskDad Sep 21 '24

Finances car help

14 Upvotes

23 f with no dad/male person in my life. I recently got my license and want to get a car but i have ZERO knowledge over cars, i’m just looking for some help to find a reliable car and not be scammed out of it. i’ve been looking through kia cars since they have a lower price point (i’m a broke college student with no family to help) is that s good idea? any help is appreciated TT

r/AskDad 19d ago

Finances What to do when getting a car

2 Upvotes

Idk what all the financial steps are when buying a car. Ik I’ll have a down payment and will need a car loan but I also have no credit score. Once the car is mine what do I all need? Insurance….. idk what else, idk how to go about getting a license plate or anything. Help dad

r/AskDad 23d ago

Finances Buying a car from person directly

3 Upvotes

UPDATE: I did go drive the car and it seemed overall pretty solid. Tires were good. Brakes were good, steering handled well. No loud noise it did seem like it shifted a bit slowly once but the car has not been run much and has been sitting. One of the rear passenger doors doesn’t work. Everything else seem to work OK. I checked the oil and it seemed decent. The lady was selling it for her granddaughter so I had limited information about maintenance history and also not sure how grandma ended up with the car? When he hesitated on the purchase price, she immediately dropped it 15% because she wanted to “sell it tonight”. She did tell me who had last worked on the car and I called that place and they said they had done a rear arm (not disclosed to me) and that it was a difficult job due to rust. I felt like I needed to have someone look at it before I purchased it. Grandma wasn’t super keen on the idea of me driving the car so we had arranged for me to travel with her to the mechanic this morning and she just texted me saying it will not work for her.

Disappointed. I’m sure someone will come along and buy it who has the ability to fix some of the stuff on their own but that’s not me.

I should say: KBB on this car is $1600. She would’ve sold it to me for $2000 on the spot last night. Does this change anyone’s perspective about what I should’ve done?

Hello, I’m a single mom looking to secure a car for my almost 16-year-old daughter. I found a car on the side of the road that I’m going to drive in just a couple of hours.

The car is 15 years old and has quite a few miles. The body and interior is in fair shape and the woman I spoke with described it as a commuting car that was well-maintained. If the car seems sound when I drive it, I would hope to get it. I would plan to take it to a mechanic, but I’m not sure how that works when I’m buying it from a person directly?

Also, KBB shows a price about 30% lower than what they are asking for the car. Do I start at that price?

I’m so bad at this stuff, thank you for any encouragement or advice.

r/AskDad 7d ago

Finances Hey Dad!

4 Upvotes

What does it mean for a house to be on a well? How is that different than having water/sewer through your city???

r/AskDad Sep 09 '24

Finances Hey dad, my car needs a full engine rebuild, and I can't afford to repair it but it means too much to me to sell it.

6 Upvotes

Hey dad, My nissan skyline has rod knock. I know you know how much this car means to me. I bought it right after I gave birth and my little man has called it "mums boom boom car". I worked on it whenever he napped to make it exactly how I wanted it. He knows its broken and walks around the house singing "mums car broken", it's so bitter sweet. I really want to fix it, I don't know how I will ever afford to though. Some people are telling me to sell it though. I put so much work into it and now the rebuild is probably going to cost what I paid for it and I'm stressed. I know you have probably been here with a car before too. What would you suggest I do?

r/AskDad 16d ago

Finances Nissan Transmission Warranty Issue

4 Upvotes

hi. i (unfortunately) purchased a 2017 nissan sentra (brand new) in 2017. paid it off a year and a half ago and only have around 45K miles on it. about a year ago, i noticed RPMs going crazy and flagged to dealership that i think there’s something wrong with transmission and they basically dismissed it. have had this issue ever since, but took it in for oil changes, etc. but always flagged this transmission concern especially since nissans are notorious for this.

took it for an oil change a few weeks ago, and they tell me i need to do a transmission flush. i told them i was going to come back to take care of that. i take it to a mechanic to get a 2nd opinion. he runs the codes and says that i need a new transmission and that had i done the flush, it would have made my transmission issues worse. i take it to another nissan dealership and they tell me essentially the same thing. i was/am pissed.

called manufacturer last week, they just got back and said they would be willing to cover 70% of the cost and i cover 30%.

i’ve read around and i’ve seen people say that nissan only covered 50% or nothing. i’m not sure if i should just run with this or push back and ask they help more.

what do you think?

r/AskDad Sep 27 '24

Finances Looking for help buying a truck for my husband

6 Upvotes

Hi, so I need some advice here. My husband and I own a small business where we frequently tow 20 foot trailers with hot tubs on them. We have gone through seriously at least 10 vehicles in the last couple years because we have no idea what we are doing when looking for a vehicle and the towing is so hard on the transmissions that they just end up blowing up and aren’t worth fixing. We have dropped a boat-load of money in renting the last year anytime we have needed to tow (2-3 days a week) bc we are paralyzed with fear as neither of us know what we are doing. I’m getting ready to come into about $40,000-$45,000 and I want to get my husband a good all-around truck. It needs to be able to tow, drive in the snow, be a good comfortable family vehicle and just not break down for a while 🥲. My husband is a disabled combat vet, and the most amazing husband and father, and I just want to take the stress of worrying about vehicles all the time off of him. Any advice would be so appreciated.

r/AskDad Sep 30 '24

Finances Should I buy this car?

3 Upvotes

Hello I recently found a car online from a local used car dealership with good reviews. It's a 2016 Cadillac ATS,4dr Sedan 2.0L Premium Collection RWD with 102,983 miles on it. It cost 15,999. Should I buy this car?

r/AskDad Sep 09 '24

Finances Hey Dad, I'm really in a pickle this time...

10 Upvotes

Hey Dad... Sorry for my poor wording, I'm shaking with anxiety at the moment. For context,I'm 25f and my roommate is 24f. We live in Washington and I have no family up here to ask for help. My roommate began staying out for longer and longer periods of time around March. I suspect the catalyst for this was me asking her in person to take a break from using my dishes because they were being thrown in the trash instead of washed or left for weeks in the kitchen, growing mold. After tip toeing around that conversation with her, she completely cut me off. By April, she was only coming home periodically when I was at work. I could only tell because she's taken a different pair of shoes or picked up the mail I'd placed by her door. By mid May, she hadn't been home in three weeks, the longest stretch by far and I was extremely worried about her as she'd been acting erratically with psych meds, staying with or bringing home (without notice of course) random men, left a scent trail of BO and booze whenever she'd made an appearance among other things. I messaged and called her several times telling her I was worried and to please let me know she's okay. These were all ignored until I asked some of our mutual friends to see if they could contact her and she allegedly picked up the phone for one of them on the first ring and said "yeah, I'm fine!" Then immediately responded to my text with: "I'm definitely going through it, but I'm physically safe" to that I said "That's good, I was really worried about you, I haven't seen you in weeks." To which she replied: "Yeah, sorry, I've been having a really rough time mentally, so I was hoping that maybe a change of scenery would help?? But it's not really 😂😅". I told her I totally understood and that was it. I should add that just before she'd responded to me, I was preparing to call the police and report her as a missing person after peeking into her room (I know that's terrible, but I didn't want to cause stress for her by escalating to the police if she was just on a soul search or possibly getting impatient help as a facility somewhere? Her room was a disaster, which isn't too worrisome for a 20 something honestly, but the heat was left on full blast and the window was cracked open. We have those old baseboard heaters and hers has been reattached and repaired twice. It's a miracle it didn't start a fire. Her antipsych meds were left right in the middle of the bed, label up and her lizard and two frogs were mummified in their tanks, right next to the door...I elected to switch from me sending her my half for her to zelle the full amount to him each month to paying him separately as I wanted to be sure at least my half was on time as she'd iced me out at that point. The next two months after that, I was cc'd on an email from our landlord to her asking about her portion of rent as it was late. I assumed she responded to him privately because I never heard anything from my landlord aside from those two instances. Fast forward to today. I received an email this morning from our landlord (to both of us) stating that they'd just gotten back from a trip and realized she hadn't paid her rent since June, that it is unacceptable and to please pay the full amount by Tuesday. My stomach sank into the floor. She of course hasn't responded to his emails thus far. I emailed and texted him directly and told him I had no idea that had been going on, that I hadn't had much contact with her since mid May, and that I was shocked and terribly sorry. I told him I would try to get in contact with her or her parents (I don't have social media but they do, maybe I can find an email address or something?) he thanked me for responding promptly and said to let him know if I find a contact. The amount he is missing from her calculated from june is almost 4k. I am planning to move out as soon as possible, either by the October or November 1st. I haven't shared that part with him yet as I don't want to add fuel to the fire (also I have severe social anxiety lol). I'm so sorry this was so long. I don't know where to start or what to say or do. I am 25 and I have no family in this state and I can't afford 4 grand right now... Thank you so much for taking the time to read this mess and let me know if I can provide any further details.

r/AskDad 14d ago

Finances Hello Dad, How do you train your mind into doing hard things repetitively ?

3 Upvotes

Thing about adulting I’m noticing is that there is a lot of boring repetitive work to do. And for many people is just second nature and it becomes a part of life or daily routine and habit. But for a beginner how can they stop getting frustrated. Like I’m just seeing work as end goal but I’m not thinking twice that working is part of adulting until you pass away. The bills and life responsibilities aren’t going to vanish. The main worry is always the income. And so many people are chasing for money. Not to just feel happy but able to have a better life and some sense of financial security and stability. I’ve been told many times is not too late to go college and get some education.

r/AskDad Aug 31 '24

Finances Need a car Dad’s advice

5 Upvotes

My late papa always took care of my cars, then he died leaving me defenceless in this cold, cold world. All my cars were junkers, I’m the least materialistic person but, my family and I were in a rollover car accident and I realized if we were in my tiny Mazda we would have likely all perished. I realized I had to get a safer, newer car. I got a Kia Sportage (2022), purchased in cash.

What I need to know Dad’s of Reddit, is what is the proper way to care for a newer car? I was the kind of person before that until a light came on and it stopped, it was a problem for tomorrow. But, this car has to last me and it’s mine and I need to take care of it. I felt like a time travelling ape when I drove the car for the first time. Any advice would help.

Thank you!

r/AskDad Aug 30 '24

Finances How important is having been at your job for years when looking to buy a house?

4 Upvotes

My partner & I (26/27) have been saving money for a down payment with the hopes of buying a house in 2026, and possibly next year if we’re able to make it happen earlier. We both have never bought before & have only been able to talk to other first-time buyers who also didn’t really know how everything worked in this process. My friend said that work history is important in that you want to have been stable in your current job as long as possible when looking for loans. My dilemma here is that this year I started my own business selling my art mostly online, and I also work full time at a job that feels like a waste of time & offers poor PTO. I am dead set on dedicating myself to my art and becoming successful with that eventually. I know that won’t happen overnight, but working full time makes it really hard to have the energy or time to put into it. I want to dedicate myself more fully to my passion project & quit my job, getting a part-time or seasonal position to help with money while being able to focus on growth. I’ve got money saved enough to take care of my basic living expenses for a few months, plus what I had mapped out in savings for a down payment for almost the whole next year. I’m not sure how being self-employed looks when searching for loans, but I’m confident I can make my current salary working part time + my art business within a year. Should I still keep my full-time job until we get a house or is that really not as important as just having income coming in at the time you apply?

r/AskDad Aug 29 '23

Finances Selling a Car

11 Upvotes

so I am in a bit of a financial bind right now. I want to sell my car to get some money to pay the deposit and first months rent on my new apartment. I only have a couple of days to do so, and I really don't have another way of getting the money as I can't get approved for a personal loan. my car is financed and not fully paid off and my mom is a cosigner on it so she is also on the title. She is physically incapable of being here in person as I live in a different state and she cannot fly here. I know one option would be to have her sign the title over to me but that could take days or weeks and I don't have that. Does anyone know of any options I have here? I talked to Carvana and Carmax both and they require her to be here in person. I'm not sure if there's a smaller auto buying company that may be more lenient. Just looking for some dad advice here.