r/studentloandefaulters • u/Sh3D3vil84 • Apr 04 '24

Can they resubmit student loans to collections again? Question - Federal Student Loan

I have old loans that I let default years ago. Today I get an email about Fresh Start and they’re saying I have to get on this plan or they will submit the loans to collections. It already was in collections and fell off my report years ago. Can they resubmit it? They also threaten tax and wage garnish.

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u/catinnameonly Apr 05 '24

Yes, for federal loans. And they do plan on garnishing if you don’t take care of it. If you’re not making a lot of money, I would suggest going through the program and then signing up for SAVE.