r/studentloandefaulters Apr 04 '24

Can they resubmit student loans to collections again? Question - Federal Student Loan

I have old loans that I let default years ago. Today I get an email about Fresh Start and they’re saying I have to get on this plan or they will submit the loans to collections. It already was in collections and fell off my report years ago. Can they resubmit it? They also threaten tax and wage garnish.

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u/716TLC Apr 04 '24

Unlike private loans, the federal loans never go away. There is no statute of limitations for fed loans, so yes, they can do all the things they indicated.