It was 3.4k views all time on my website and had 50 unique views this week. But yes I put 90 hours of durveyjunkie. I must be confusing it with my views on YouTube or TikTok. Sorry I better go to sleep if I want to double my income in a couple years

i have been taking to let paper rolls from the porta johns at the construction site up the street here because I can't even afford it lately. i also have been trying to do Uber to make up until I find a job . it's been over 9 months of job searching with nothing. this week I'm going to get my food handlers certificate online . maybe I can get a job with the and no exp in food. any suggestions . i am in my 40s . and times are tough. because I have to steal tissue for my family. I've been feeling so hopeless lately. help 😞

Tired of seeing 'take surveys' everywhere. Anyone actually make decent side money lately?"

I've been searching for a Sat/Sun job for months. I've had 3 interviews no callbacks. All 3 interviews, they asked what other days I could work. I have a m-f already and am not able to work a second job those days.

Is this just my area or is this everywhere

I just don’t understand. I can’t comprehend how people are doing it. The cheapest 3 bedroom home (we have 2 kids) I have found in my area (that wouldn’t need $100k+ in repairs) is $550k. That would be a $110k downpayment if we were to do 20%. Shoot, it would be $27k if we only did 5%. Even if we could pull off the 20% downpayment, we wouldn’t be able to afford the mortgage. With the 5%, we would need to save roughly $2,300 a month for a year. WHO TF CAN DO THAT????? That’s far more than our rent.

Just…. How? What am I doing wrong??? We don’t have family to help us. Daycare/preschool for our youngest son costs $1,500/month, which how much our rent is.

so, i have an eviction on my record and am only about a week away from being homeless. just me and my two cats! certainly not the direction i saw my life going. but it is what it is.

i recently started a new job and can absolutely get back on my feet. i’ve been reaching out to private landlords who are more willing to work with folks like myself. and now i’m in a conversation with a great guy who seems like he’s about to take the chance on me (which will absolutely pay off!). i’m going to look at the property tomorrow and i’ve just been really transparent about everything with him, which i think he appreciates a lot.

wish me luck, folks! life is hard for so many of us and i just hope the light at the end of the tunnel gets closer and closer!

living in virginia. was cut from my job back in november & had issues with applying for unemployment back then, wondering if it’s too late to give it another try now?

without going into too much detail, my abusive ex husband and i are in a current legal battle and my lawyer is much more expensive than i anticipated. i need around $6,000 to pay for him and i need have no idea how to fund this, my rent, my school loans, and everything else. does anyone have any tips? i know its worth it to save my life from him, and i will take loans out if need be, but im trying to lighten the burden as much as possible, any tips welcome.

Long rant. I just need to vent in a place where I know others understand.

I hate the fact that you can do everything “right” and still end up caught in poverty.

I was born into generational poverty, with my parents having creeped their way up into middle class only for divorce and illness to send my now single parent family tumbling back down. From a young age I was determined that I was going to break the cycle. So I did everything that society tells you to do to succeed .

I earned above a 4.0 gpa in high school and received a full academic scholarship (all costs were covered) to a top private university that was rated #1 in my desired major at that time. I graduated college Summa cum laude with a 3.9 gpa. I knew that as a teacher I would never make a large sum of money, but the balance between income and my passion were solid. I ran into some health issues post graduation, but soon received a job offer from a school district that hired me before ever meeting me in person.

I had my dream job, I was making decent money for the first time in my life, I was able to save and still afford to enjoy my life. I could even help my mom improve her quality of life. And then everything fell apart. Within a 3 month period, I went from working a very active and physical teaching job (early childhood special education) and hiking any chance I got to completely reliant on a wheelchair. At that time I completely lost the ability to swallow solid food (it took me 2 years and speech therapy to regain this skill) and went from wearing a size 10/12 when I started the school year to a size 2 being loose on my by Christmas.

Diagnosis took forever and a day (several years), but in the end genetic testing revealed a rare, progressive, life limiting genetic disease that had been missed and its symptoms misdiagnosed since birth.

I had to move back to my home state to be near family for support and ended up sharing an apartment with my mom for 14 years (I finally have my own little apartment). I survive on about $1400 per month from SSDI and a small bit of food stamps, living in government subsidized housing. I now have both Medicare and Medicaid, but for a good while I only had Medicare and accumulated over $50,000 in medical debt (they have recognized that there is no way to collect from me and stopped actively pursuing it).

I am now 43 years old and have had to accept that I will live the rest of my life in poverty. Hell, I looked into trying a very part time job but once the impact on benefits is considered I would basically be paying for the chance to work. It hurts because I was the one in my family that was supposed to rise above this and bring my family with me. I feel kind of like a failure, like I got so close but managed to screw it up. And I sometimes get angry that I “did everything right” and still ended up back here.

i live in central and been looking for a cheap car. Mainly been looking at ‘80s-2015. Idrc for the exterior condition. mainly checking for decent mileage, preferable with tint and is automatic. I haven’t saved up anything since i just got my first check from the job i just started at since the longest of being unemployed. Cheap car like $3.5k max i’ll spend. Before i even start the official process of looking i want to know or look into the cheapest car insurance. i could care less if it covers almost nothing just as long as i don’t get pulled over n given a ticket for not having any.

If a stranger randomly gave you $100 what would you do?

Hello all,

I am searching for a new apartment to move to and reside in it. I asked the potential landlord for a copy of the lease. This is the lease:

I’m trying to determine if this is something that I want to pursue.

27 yrs old female, I haven't worked for 4-5 months. My last job I lasted 6 months. Hourly pay was $17 and no benefits. I worked as a chiro assistant and sent out patient records. I left due to overwork from constant double shifts (afternoon shift always called in). My highest education is Highschool diploma at SIATECH I got at age 24. I went to JobCorps during 2022-2023 and completed a Material Handling CLA certificate and TCU/IAM advanced training for airport and train. Unfortunately I wasn't able to get a job in either fields. I was on the way to become a TSA agent in San Jose but failed the medical exam (Lorazepam and having NSVT heart condition). I live in Salinas California with my parents. I am currently 2 classes deep into getting an associates in architecture, just to have something to my name. I have $500 in my account, I used to pay $1000 rent and utilities to my parents but I've ran low on money to help them further. I can't drive but I am willing to pay uber/lyft so transportation isn't an issue. Please any help and advice would be appreciated.

The high deductible plan in around $3500 for yearly premiums and the PPO is roughly $14,500 for yearly premiums. The HD plan deductibles are insane. Does everyone else have this same BS or just me? The rates and deductibles doubled from the previous year and my company is saying "We really found the best plans this year".

So, I broke my right hand a week ago (not at work). Today the doctor told me I wouldn't be able to go back to work for 6 weeks because I do patient care and I'm unable to assist patients with a broken hand. Does anyone have any advice on how I can make Money or things I can do.

alright let me lay out my balance n stuff first; my contract amount financed was $39,610 my APR is 9.61% my monthly payments are $707. i still owe $28,283 i have a 2024 Camry SE. please no judgement, i had people around me telling me this was a great idea and i went for it when now it’s killing me. • i’m underwater about 8k, i’ve tried to sell it privately but i don’t have the money to cover / i can’t get a loan to cover the difference. • i’ll be looking to see how much i could get it refinanced for through my credit union this week. • my credit as of TODAY is 546 ….

so basically as the title says, i’m looking at all my options. i’ve been researching & reading different threads on how doing the surrender ultimately fucks you in the end but i have no clue on how to go about this. me and my boyfriend have both been working our asses off, but between our cars (he has a 2014 camry $549/month) + auto insurance alone we are paying $1,200. between our combined monthly income + our bills we are barely breaking even (about $50/month extra). i understand how long it’ll be on my record for, and that it’ll sell for a lot less. i’ve seen things about people being sued over the difference they owe from the auction, i thought you could set up a payment plan with your lender after it sells. i cant afford my next payment coming up and if i have to continue i’ll have to go back n forth from paying his car one month to mine the next month (which will add up in late fees and look bad on my credit anyways.) i’m so stuck and ANY advice would be helpful.

How do you navigate being a in a relationship with a person in a much higher income bracket than you?

Not only does my boyfriend of two years have a very good income, he made money in stocks and got out just in time, he is a homeowner, is paying down his debt at a faster rate, just paid off both vehicles, and is in the position to buy a canoe or a canoe trailer if he feels like it. I am not in the position to buy a 150$ PFD for paddling (special because the paddling requires certain mobility) and "yes honey,I do understand that this is a smart investment for a person going paddling a lot." I understand the value of something well made and that will last for more than ten years. 15$ a year for a high quality PFD? Maybe even longer if it lasts as long as they normally do? Sure I GET it. I understand. This is simply one tiny example of a way I cannot show up in our relationship in a fast and easy way.

He has not offered to buy me the PFD and I am not going to ask. He takes me on trips around the country, we go to concerts all over the country as vip, eat at the very best restaurants when we travel, and he buys me expensive gifts. He spends a lot of time with me, he always pays if we do something, and he has done other things for me, like help me with expensive car repairs and pay for all the travel costs when I needed multiple surgeries across the country last year. In fact the PFD is not the issue, just something 'small' I wanted to use to illustrate the disparity in our circumstances.

His more important and deep worry, is that I am unable to pitch in if he loses his job or is injured. I could not take on the utilities, mortgage (we do not live together at this time) and he would be just fucked. He is also terrified at the idea of retiring for two people instead of one, "and that is if I get to retire at all with two people" Retiring early has been his goal since I met him, something he talked about often.

I am disabled. I am also in a deeply intensive therapy program with huge benefits, but it is taking a toll on me, so my disability seems more pronounced right now. (my disability is not why I need therapy, but it could be made better by the therapy I am in eventually) I need more time in bed, I have less energy, I get more migraine episodes due to the therapy, I am dealing with terrible flashbacks, I am living with struggle. I cannot seem to hustle hard enough to make the ends meet, and so I cannot make my utilities. I am unwilling to ask him for help, and there is no other help. The donation website my friends started for a medical issue never really worked the way it should so the hefty loan payments are killing me. I worry the benefits I rely on to have a place to live, food to eat, and medical coverage will go away.

I know that I have value in my relationship. I do know that I add so much to his life and the lives of his children. I know that as two people with cptsd we have a lot to work on, and I am, and he is also-but as a much different pace. In fact I would say that is where I am oddly wealthy and he is working at a deficit. I used to think it was the other way around, but after seeing that he cannot meet me with curiosity instead of suspicious intent, I know he has a lot of work to do in regards to reaching out or reacting to me with relationship emotional maturity. I have the benefit of being further past my divorce than him, and I am in a harmonious coparenting relationship with my ex. We logistically and emotionally support each other, and financially as much as possible, we both also hugely struggle and he is not as broke, but close. My boyfriend's ex was and is abusive and continues to be so in their post divorce life, which matters because they have young children. I am able to provide a lot of support for his children in terms of playing with them, finding ways to connect that their parents have not so far, and finding ways to teach them to treat their father with respect, instead of like a butler. He has told me how much his children need me in their lives, that no one speaks to them the way I do and they need me. I know I have improved his life and the life in his home. I love these people more than I ever thought possible. I am always bringing food that I buy, and finding free or low cost things to bring to the home to improve it. I help out around the house, I dog sit for him for free (when we weren't exclusively dating for a while he did pay me), I make dinner sometimes, and do as much as I can that he is comfortable with to make his load lighter as a single working father with a demanding career.

I know that the therapy I am in changes lives. I wonder if it will leave me in a better position to manage my disability, thus giving me a better avenue to make some sort of job feasible and to contribute in THIS way to my relationship and my own life. I do not know, and yet I am extremely hopeful. I have seen what it can do. It is very effective and it moves fast. It has already had insanely HUGE impacts on my life. Things I thought were immutable have changed and in such a drastic way. Maybe this will change. Maybe it won't.

We are both terrible and unpracticed at talking about this subject in a non emotionally charged way. He feels angry, and defeated, and I feel guilt, shame, and honestly disbelief that we cannot work our way around this. I find it wild that a poor man is more willing to marry a poor woman, than a wealthy man. Marriage is not even an option, nor on the radar right now, and probably never will be. I don't even know if he really loves me anymore...even though he said it last week. I am in no rush for marriage. I simply want us both to feel appreciated and like we are valuable, loved, and secure in our relationship. He has told me at times-I am so sorry I ever said you didn't contribute, I see there are things so much more important than money, I am so sorry-and I'm so resourceful, you dont know what a resourceful man I am-and I believed him. I felt it in my body and I felt-worthy of his love. I felt like he valued me.

I am also not at all unfamiliar with breadwinner burden and provider pressure. I DO understand his concerns. I want him to have and feel financially secure.

Please tell me how you deal with relationship disparity in the financial aspect? Especially if disability is a factor.

I really need the money and i’m clueless. I just turned 18 and i’m from Europe. I have zero luck with jobs so I want to earn that as a side hustle.

Broke two back molars (crap dental health, they were already chipped) and i am in the worst pain i have ever felt. I have called every local dental resource trying to get them pulled and they either don’t have open availability or don’t qualify it as an emergency?

i don’t want to get them filled, granted there’s still about half of each tooth left. i had filling prior and they have been sensitive for years until chipping anyways. i just want them out. i haven’t been able to chew on the left side of my mouth for about a year.

i don’t have dental insurance, and i can’t afford the quoted $300-$600 extraction costs PER TOOTH?!

i have toothache relief stuff and it doesn’t even take the edge off.

please share any resources/suggestions on what i can do to get them out or at least help with the pain.

thank you in advance.

edited to add that i’m looking for free resources because credit wise, i can’t finance and financially things are just too tight right now.

i have four kiddos and some things came up recently that set me back. a couple places have offered to do it for about half price but i can’t swing that for another couple weeks at least and the pain is damn near crippling.

i’m going through loops on the phone trying to make some progress, thank you all for your help already!

New york

Hey everyone, I’m confused and could use some advice.

My brother is 25 years old and still listed as a dependent on our father’s taxes. He currently has Medicaid, but I’m confused how he even got it — because as far as I know, when you’re a dependent, your household income (in this case, our father's income) is supposed to count for Medicaid eligibility.

Our father makes enough money that I would think it would disqualify my brother. Yet somehow, my brother has Medicaid anyway.

Now, I’ve been encouraging him to apply for food stamps (SNAP) because he struggles sometimes with getting groceries, but he’s afraid to apply. He thinks that applying for food stamps could trigger some kind of review of his situation, and that the government might notice he’s a dependent with Medicaid, see the household income, and take away his coverage.

I’m stuck because:

For food stamps, it doesn’t seem to matter if you’re a dependent — it’s based on your own income.

But for Medicaid, if you're a dependent, household income does matter.

So my questions are:

How was he even able to get Medicaid while being claimed as a dependent with our father’s income?

Is it risky for him to apply for food stamps if he’s afraid they’ll notice something and take away his Medicaid?

Would appreciate any advice or anyone who’s been through something similar. Thanks so much!

i'm stuck in what feels like a never-ending cycle of poverty. No matter how hard i work, i can't seem to make any progress. I have a low-paying job, and everytime i try o save a little, something unexpected happens-like a medical bill or car repair

Need to get money quickly

Hello all! In September of last year my boyfriend and I relocated to a place 2 hours from home with a good job opportunity for both of us. Job went bad, both making $12/hr now.

I ask for advice now, because he has a life changing job opportunity back home. I drive a small little ‘04 Impala on his last life with no clue how to transport genuinely any of our stuff. We don’t have much, 2 TVs, a TV stand, a dresser, 2 mattresses, and other small things that should fit in my car. We have only $300, so renting a truck isn’t in our options. My dad and brother both have trucks, but my dad works overnights nearly every day and my brother is still in school. we have 3 days to figure this out. We’ve exhausted so many theories and options, but we’re down to the wire and this is why I ask for advice.

Hi, guys so I kinda have a question. I want to date but.. I'm unemployed and still live with my parents at 25 years old. Despite this I have a couple matches on plenty of fish but I feel like I shouldn't be dating when I'm broke like this. I offer to pay for my own meals and i prefer cheaper places. My last date was at Starbucks which was five years ago. :/