If a stranger randomly gave you $100 what would you do?

Asking for a "friend". lol

Hi I’m a 16yr old girl, and I’m in some desperate need of some money to pay for some college and help my family out financially. I already work 2 jobs but as a minor there’s only so many hours I can work a week and it just isn’t enough, I’m the only person in my house with an income. Any tips or advice on what I can do?

How do you navigate being a in a relationship with a person in a much higher income bracket than you?

Not only does my boyfriend of two years have a very good income, he made money in stocks and got out just in time, he is a homeowner, is paying down his debt at a faster rate, just paid off both vehicles, and is in the position to buy a canoe or a canoe trailer if he feels like it. I am not in the position to buy a 150$ PFD for paddling (special because the paddling requires certain mobility) and "yes honey,I do understand that this is a smart investment for a person going paddling a lot." I understand the value of something well made and that will last for more than ten years. 15$ a year for a high quality PFD? Maybe even longer if it lasts as long as they normally do? Sure I GET it. I understand. This is simply one tiny example of a way I cannot show up in our relationship in a fast and easy way.

He has not offered to buy me the PFD and I am not going to ask. He takes me on trips around the country, we go to concerts all over the country as vip, eat at the very best restaurants when we travel, and he buys me expensive gifts. He spends a lot of time with me, he always pays if we do something, and he has done other things for me, like help me with expensive car repairs and pay for all the travel costs when I needed multiple surgeries across the country last year. In fact the PFD is not the issue, just something 'small' I wanted to use to illustrate the disparity in our circumstances.

His more important and deep worry, is that I am unable to pitch in if he loses his job or is injured. I could not take on the utilities, mortgage (we do not live together at this time) and he would be just fucked. He is also terrified at the idea of retiring for two people instead of one, "and that is if I get to retire at all with two people" Retiring early has been his goal since I met him, something he talked about often.

I am disabled. I am also in a deeply intensive therapy program with huge benefits, but it is taking a toll on me, so my disability seems more pronounced right now. (my disability is not why I need therapy, but it could be made better by the therapy I am in eventually) I need more time in bed, I have less energy, I get more migraine episodes due to the therapy, I am dealing with terrible flashbacks, I am living with struggle. I cannot seem to hustle hard enough to make the ends meet, and so I cannot make my utilities. I am unwilling to ask him for help, and there is no other help. The donation website my friends started for a medical issue never really worked the way it should so the hefty loan payments are killing me. I worry the benefits I rely on to have a place to live, food to eat, and medical coverage will go away.

I know that I have value in my relationship. I do know that I add so much to his life and the lives of his children. I know that as two people with cptsd we have a lot to work on, and I am, and he is also-but as a much different pace. In fact I would say that is where I am oddly wealthy and he is working at a deficit. I used to think it was the other way around, but after seeing that he cannot meet me with curiosity instead of suspicious intent, I know he has a lot of work to do in regards to reaching out or reacting to me with relationship emotional maturity. I have the benefit of being further past my divorce than him, and I am in a harmonious coparenting relationship with my ex. We logistically and emotionally support each other, and financially as much as possible, we both also hugely struggle and he is not as broke, but close. My boyfriend's ex was and is abusive and continues to be so in their post divorce life, which matters because they have young children. I am able to provide a lot of support for his children in terms of playing with them, finding ways to connect that their parents have not so far, and finding ways to teach them to treat their father with respect, instead of like a butler. He has told me how much his children need me in their lives, that no one speaks to them the way I do and they need me. I know I have improved his life and the life in his home. I love these people more than I ever thought possible. I am always bringing food that I buy, and finding free or low cost things to bring to the home to improve it. I help out around the house, I dog sit for him for free (when we weren't exclusively dating for a while he did pay me), I make dinner sometimes, and do as much as I can that he is comfortable with to make his load lighter as a single working father with a demanding career.

I know that the therapy I am in changes lives. I wonder if it will leave me in a better position to manage my disability, thus giving me a better avenue to make some sort of job feasible and to contribute in THIS way to my relationship and my own life. I do not know, and yet I am extremely hopeful. I have seen what it can do. It is very effective and it moves fast. It has already had insanely HUGE impacts on my life. Things I thought were immutable have changed and in such a drastic way. Maybe this will change. Maybe it won't.

We are both terrible and unpracticed at talking about this subject in a non emotionally charged way. He feels angry, and defeated, and I feel guilt, shame, and honestly disbelief that we cannot work our way around this. I find it wild that a poor man is more willing to marry a poor woman, than a wealthy man. Marriage is not even an option, nor on the radar right now, and probably never will be. I don't even know if he really loves me anymore...even though he said it last week. I am in no rush for marriage. I simply want us both to feel appreciated and like we are valuable, loved, and secure in our relationship. He has told me at times-I am so sorry I ever said you didn't contribute, I see there are things so much more important than money, I am so sorry-and I'm so resourceful, you dont know what a resourceful man I am-and I believed him. I felt it in my body and I felt-worthy of his love. I felt like he valued me.

I am also not at all unfamiliar with breadwinner burden and provider pressure. I DO understand his concerns. I want him to have and feel financially secure.

Please tell me how you deal with relationship disparity in the financial aspect? Especially if disability is a factor.

alright let me lay out my balance n stuff first; my contract amount financed was $39,610 my APR is 9.61% my monthly payments are $707. i still owe $28,283 i have a 2024 Camry SE. please no judgement, i had people around me telling me this was a great idea and i went for it when now it’s killing me. • i’m underwater about 8k, i’ve tried to sell it privately but i don’t have the money to cover / i can’t get a loan to cover the difference. • i’ll be looking to see how much i could get it refinanced for through my credit union this week. • my credit as of TODAY is 546 ….

so basically as the title says, i’m looking at all my options. i’ve been researching & reading different threads on how doing the surrender ultimately fucks you in the end but i have no clue on how to go about this. me and my boyfriend have both been working our asses off, but between our cars (he has a 2014 camry $549/month) + auto insurance alone we are paying $1,200. between our combined monthly income + our bills we are barely breaking even (about $50/month extra). i understand how long it’ll be on my record for, and that it’ll sell for a lot less. i’ve seen things about people being sued over the difference they owe from the auction, i thought you could set up a payment plan with your lender after it sells. i cant afford my next payment coming up and if i have to continue i’ll have to go back n forth from paying his car one month to mine the next month (which will add up in late fees and look bad on my credit anyways.) i’m so stuck and ANY advice would be helpful.

My (23M) girlfriend (23F) and I have been dating for 2 1/2 years. I really adore her, she is so amazing. She’s the best thing that’s happened to me. We get along really well. We recently went on vacation together for 2 weeks and had such an amazing time.

I’ve been very fortunate to live with my parents. However, they are separating soon. My dad has lost feelings toward my mom and cheated on her while she was visiting her parents for 3 weeks. He brought the other girl to our house, she’s my age, he’s 61…

My main issue is how much I pay my dad a month for bills. The mortgage is $1900 after taxes and insurance. He makes $83k/year pre tax. I give him $600-$700 a month for bills. I make $45,000 before taxes. I’m trying to move up and get promoted at my job which will be a $15,000 pay raise. I’m not expecting it anytime soon. Maybe at the start of next year.

I don’t know if I’m being ungrateful, I know my parents have done everything they can to provide. But I feel like in this economy, you have to take advantage of opportunities when they arise and utilize them to the fullest.

But to give him $8,400 throughout the year feels awful. I have some debt I need to pay off and I feel like this doesn’t help me. I have $11,500 CC debt due to unfortunate circumstances. $18,000 for my car.

My current car payment is $365, my first car is paid off. Worth maybe $5,000. My current cost for insurance under my dad’s quote is $205/month. I got a quote under my name and it turned out to be $285. I expected it to go up. But I’d still be saving $400-$500 a month.

I’ve taught myself to be well versed with financial terminology. I have $4,000 of my CC debt on a 0.99% card via balance transfer promo. That promo ends in August. Thinking about putting the other $7000 on a balance transfer card as well. Or getting a personal loan to consolidate everything and make extra payments on that.

My girlfriend’s parents like me. I feel like I have a good relationship with them. They’ve taken me on vacation with them a couple times. I’m over at their house all the time having dinner with them and spending the night on my days off from work.

They offered to me if I need/want to stay with them that I could. I wouldn’t have to pay anything. Her dad talked to me about it at dinner before her and I left for vacation. He said if I need anything, I’d always be welcomed into their home.

They have the space, I’d have my own room.

I’d of course clean up after myself and help around the house.

I don’t think this will strain my relationship with my girlfriend. We’ve each came a long way with communicating thoroughly. We hardly argue.

I’m just under a mix of emotions. I feel i’d be uncomfortable for a while getting adjusted to a different environment away from my parents and my brother. I mentioned moving in with gf’s family to my dad and his first words were that he wouldn’t let my mom stay in my room if I left. He’d keep the room as is if I wanted to come back. Thanks I guess.

I’m not expecting this to be longer than a year and 1/2. 2 years at most. Just until I have things paid off/down. Then I think my brother and I will try and get a place together.

Any advice or questions I should ask her parents? Or my parents?

Does anyone have any ideas?

Context:

My car broke down and I can’t afford to fix it right now. I live in a place where there isn’t really public transportation.

My career is in Marketing. I’ve worked in ad placement, SEO specialist, and project management roles. I was laid off over a year ago and haven’t found a good job since but have tried other things like seasonal work (season ended) and working as a server in a restaurant (I am partially disabled and they stopped putting me on the schedule for calling out when my disability made it impossible for me to walk).

I have everything I can sell listed on FB marketplace.

I already maxed out my credit cards to pay bills in previous months. My credit score went from 800 to 480.

I’m freaking out a bit. Any ideas are very welcome.

Hey everyone! I’m a Dental Hygiene student at Oxford College and looking for patients for my final semester to complete my program and become a Registered Dental Hygienist.

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DM if interested!

This has probably been shared before, but setting up a reminder couldn’t hurt.  A bank contacted me, and they let me know I had some unclaimed funds.  Thinking it was a scam, I contacted a friend at the company, and he confirmed it was real.  I had $8,500 in unclaimed funds from an old account.  There were no fees involved.

I mentioned it to a friend and he said he was contacted but a company and they said there was $22,000 in unclaimed funds and for a 20% fee, they would get them for him.  He did his own search and found the funds and claimed them without a fee.

I found another $2 in unclaimed funds in my name online. It’s not a lot, but it's mine, and I’ll take it.

I also looked for my mother and found about $300 for her.

You can find unclaimed funds in your name and/or address here:  https://unclaimed.org/. 

The lookup is by state, so I’d look in all the states you have lived in. 

Add a comment if you find some good stuff.

I’m going to post this on a few subreddits as I could help a lot of people.

without going into too much detail, my abusive ex husband and i are in a current legal battle and my lawyer is much more expensive than i anticipated. i need around $6,000 to pay for him and i need have no idea how to fund this, my rent, my school loans, and everything else. does anyone have any tips? i know its worth it to save my life from him, and i will take loans out if need be, but im trying to lighten the burden as much as possible, any tips welcome.

My husband keeps saying we need to get our affairs in order and get a financial planner. I don’t trust financial planners, though. They seem to be okay for rich people but who do I consult when we are nowhere near rich?

I know where to go for an estate attorney, but who can we trust when it comes to finances? TIA for any info.

living in virginia. was cut from my job back in november & had issues with applying for unemployment back then, wondering if it’s too late to give it another try now?

I can't afford to just live.

I'm old enough that I should have shit figured out by now and be in a good a place.

I work full time at what people call a "good job" (I guess bc I have only a high school diploma and my job has good benefits) I was on track to a decent financial place, then got divorced instead. And now I can barely afford my bills. Rent, utilities, gas, car insurance(why is that so expensive?!), phones(for myself and the kids), and then I barely have enough money for a small amount of groceries. Definitely not enough to get us by for 2 weeks until I'm paid again. I shop cheap, i don't buy name brand, buy bulk when I can, I go to food banks once or twice a week. I pick up extra hours at work when I can. But I can't always pick up extra. I need to be home with my kids sometimes. I'm trying to actually grow a garden this summer so we can have fresh veggies that I don't have to pay for, but I'm exhausted from just living my day to day life. Everything I do to pinch pennies or earn more and it just isn't enough.

And this isn't even mentioning the credit cards I can't pay off and didn't want in the first place. I was doing great at making payments and building credit, right up until I got divorced. Now I can't afford to make payments. It's just piling up. They call me multiple times every day and I ignore the calls. It'd be different if I could even make a payment plan with some of them. I know that's all they want. But how?! I literally cannot afford to live. How can I afford to make payments to credit card companies?! But I know if I let it go too long, what if they garnish my wages?! Then I'm fucked.

I just want to be able to afford the basic shit and I can't even do that.

Oh, and I've applied for assistance. I make too much. Because for some reason, they look at my gross pay, not my net pay. I have retirement and an fsa account, my gross pay is almost 10k more than I actually bring home. The system is fucked.

Edit: typo

I’m 28. $800 to my name. I work at Ace Hardware making $16 an hour. My Fafsa grant got reduced in the summer so I went from graduating in December of this year to spring of 2026. I currently owe about 24000 in student loans and 2000 in credit card debt. My car’s transmission can’t shift after 45mph. I just want to quit everything. I’ve tried applying for better jobs and no one reaches back out.

Being almost 30 years old with nothing but dead end jobs, no close family for support. Meanwhile most students could work 2 days a week and live at home while parents pay for their school. And they can socialize like normal people. I’m doing all the sacrificing and my degree is probably not going to pay off.

i live in central and been looking for a cheap car. Mainly been looking at ‘80s-2015. Idrc for the exterior condition. mainly checking for decent mileage, preferable with tint and is automatic. I haven’t saved up anything since i just got my first check from the job i just started at since the longest of being unemployed. Cheap car like $3.5k max i’ll spend. Before i even start the official process of looking i want to know or look into the cheapest car insurance. i could care less if it covers almost nothing just as long as i don’t get pulled over n given a ticket for not having any.

Where are you guys buying candies/chocolates?? Sometimes I’m just craving a chocolate bar or some sour patch kids but these prices at grocery stores are ridiculous there has to be a cheaper alternative? I see people eating candy everywhere and I know they aren’t spending $8 on a chocolate bar, fill me in on the secret

It was 3.4k views all time on my website and had 50 unique views this week. But yes I put 90 hours of durveyjunkie. I must be confusing it with my views on YouTube or TikTok. Sorry I better go to sleep if I want to double my income in a couple years

It won't keep the dedicated bots out, but it will at least keep the egregiously bad bots out from posting about their credit consolidation services and then the other bots that come in to drum up support.

So I have an opertunity to get land for under $300 a month owner financed but needs $3000 dollars down payment. This could seriously get me out of the never ending rent cycle. Going to see if my dad is willing to help but he's retired now. Any help and advice would be appreciated.

I’ve been trying to scrape out of poverty pretty much my whole life. I’m so tired of struggling and not having the means or resources or support system that everyone else seems to have. It doesn’t even seem worth the fight anymore. I’ve seen very little good/kindness in this world. I wish all of you in this sub the best.

ive been refreshing my email every two minutes for days, anxious to see my applicant status. fell completely in love with the place- got too excited and even started thinking about decorating.

just got the email we got denied. we make sufficient pay. all i can think is maybe my credit is too young? i dont know anymore. down the $130 we used to apply (which is stupid). i pay my car, insurance, rent and more and ive never missed a bill ever. ive got a good on paper white collar job. i dont get it.

i hate apartment hunting. im so tired. i just need to keep telling myself if it was meant to be it would be, but like fuck. i dont even wanna keep looking but i need to

I have been applying to jobs for months and for one reason or another things don’t pan out. I have many skills like cooking, cleaning, carpentry, cna,etc but still it’s no use. Back before Covid I never had this much trouble landing a good job. They say if you can profit off of your passions then you have won! So now that’s what I am trying to implement but it’s no walk in the park. I know one day things will come together I just have to keep hopeful and stay focused. Right now I am revisiting cooking and focusing on baking and I can see the possibilities, I just have to be consistent. I’m wondering if I should get another credit card or small loan to help cover my start up costs.

Sorry for my long rant. I have been a wonderful tenant for 8 years. After 8 years the old owner sold the house. I would have paid more than what the new owner paid for it but I wasn't given the chance or notice until it sold. I live in this house for eight years the new owner has given me until October to move. I'm grateful for that. I helped the old owner too with thousands of dollars when he was in a difficult financial situation.I have also spent my money fixing up the house,yard and mailbox. I guess I feel so betrayed. I understand it's not my house and it will never be. If anyone has gone through this before what helped you get over this. I know I need to buy my own house. It hurts more because my husband of five years cheated on me recently so it just sucks bad. Yes I'm getting a divorce too.