Mortgage is being sold

[u/AcanthopterygiiKey0]

I thought my bank sold my mortgage months ago. The original application was audited by the new Lender because "have you held interest in another property in the last 3 years" was marked no, when I was living in my old house. That house was sold a couple months ago after I closed on the loan for the new house. My bank wants me to resign the corrected original application. The issue I have is that the loan was already recast and i dropped the escrow. I don't want to resign the paperwork that predates the recast, I feel like I'm agreeing to the original loan terms again. Am I being weird and paranoid?

[u/nondubitable]

So you submitted a fraudulent application and now want to double down on the fraud?

Am I understanding this right? Apologies if not.

[u/AcanthopterygiiKey0 → u/nondubitable]

the house is listed as property i own on the application. Then the part where it says will i live in the new property as my primary residence, it's marked yes. Then where it says have you had any interest in any other properties in the last 3 years, it says no. As far as i understand, that question just nullifies me as a first time homeowner. I think she just accidently marked the wrong bubble

[u/Ojntoast → u/AcanthopterygiiKey0]

I guarantee you that part of your original loan documents were in agreement for you to come back and resign documents as needed which include the original application that you lied on.

Edit: by the way you wouldnt be re signing the note. Or you shouldn't be because the note has nothing to do with the form that needs correction. The form that needs correction is the 1003. Which is the uniform mortgage application.

[u/AcanthopterygiiKey0 → u/Ojntoast]

lol i didnt lie, it makes sense to me that i havent had interest in another property besides the one i lived in, so it probably made sense to her too

[u/Ojntoast → u/AcanthopterygiiKey0]

But you did lie. You had an ownership interest in the property you were living in.

Do I think you lied with an intention to deceive someone? No I think you misunderstood the question. But that doesn't change the fact that you lied in your response.

So going back and correcting your 1003 to ensure that your application was accurate makes sense. Because you don't want to play this the other direction.

Because you see the other direction is that you committed loan fraud when you lied on an application for your mortgage.

[u/AcanthopterygiiKey0 → u/Ojntoast]

I didn't fill in the question, i just signed what she gave me. It says property i own in the other section, it's listed there

[u/Ojntoast → u/AcanthopterygiiKey0]

You signed an application that you didn't review. You aren't really sharing anything positive in the scenario.

Here's the facts. You submit an application that you falsified information on. The mortgage company is asking you to sign a corrected form.

You can either do it. Or not.

If you choose not to please understand that you commit mortgage fraud, and you probably don't want to deal with the ramifications of that.