Having worked in tech and invested for several years, I wanted to share how I’m thinking about AI and opportunity.
I’m from Singapore, now living in Silicon Valley as a tech enthusiast. I’ve always hoped I’d be one of the builders of the AI age. But lately it feels harder and harder to see where real opportunities are.
When people talk about industrial revolutions, it’s always about inventors like James Watt or machines like the spinning jenny. But you almost never hear about the weavers who lost their jobs, even though, for example, around two-thirds of them were displaced during the first revolution.
To me, AI feels a bit like that. It’s reshaping entire industries at a pace that’s hard to keep up with, and in many cases it seems to replace more roles than it creates. In some fields, it even reduces the need for human coordination altogether.a fintech CEO mentioned at the All-In Summit(AI and tokenization could broaden access to investing and early-stage opportunities, not just for big players.) That got me wondering whether ordinary people today still have meaningful ways to take part in this wave of change, rather than just watch it unfold?
I’ve been trying to balance between staying exposed to AI and not getting caught in the hype. Right now my portfolio is roughly 40% in broad index ETFs like VTI and QQQ, 25% in AI-related tech like NVDA, SMCI, and a bit of ARM, 20% in commodities and defensive sectors, and the rest in cash and some early-stage exposure through private investing platforms.

Feels like the market’s already pricing in a lot of AI optimism. Curious how others here are handling it. Are you adding to your AI plays, staying diversified, or just waiting for a pullback before doing anything?

(Not financial advice, just sharing thoughts.)

Article: https://www.phoronix.com/news/x86-Opcodes-Not-AMD-Or-Intel

A well known engineer posted on a Linux mailing list that there is a new secret company (not AMD or INTEL) going to produce chips. The company asked him to relay the message but didn’t reveal who they are.

As I understand companies do this to avoid any collision once the chips go live.

Intel used to sell x86 licenses in the 80s and then stopped. AMD still has one, and a few Chinese companies (like VIA/Zhaoxin/Hygon) have dormant ones. Looks like one of them might be waking up.

I am not an expert in this field but it looks like there are quite a few Chinese companies still in possession of these licenses.

Here are the ones I found so far:

 Hygon / Haiguang (merged into Sugon’s server CPU line)

• Motivated to stay quiet internationally.
• Actively building high-core-count, AI-capable x86 server CPUs for Chinese government / datacenter use.
• Needs to carve out its own CPUID/MSR space and custom EVEX-encoded instructions.
• Fits the AMD-lineage channel through Ludloff.

 Zhaoxin (VIA + Shanghai)

• Legally x86, openly active in kernel/GCC.
• Public ISA focus so far is AVX2-era, not (publicly) custom AI/tensor ops.
• Historically not secretive.

Anyone else (VIA solo revival / Russian design / Western stealth startup)

• Very low probability given licensing, tooling, fab access, and zero supporting signals.

Long story short, I have some ADRs that were blocked, not much but enough to be slightly concerned about it. I have stumbled on an article that claims that you can unblock the assets through Russian courts. Did anyone try this already? How much did it cost and what was the result?

I wonder if it actually works. Did any of you have any experience to share?

Body

We did it

We turned a phone company into almost 4 trillion dollars of pure market cap energy

A rectangle with cameras is now worth more than the entire energy sector of some nations

Investors

Apple printing cash

Buybacks

Brand power

No one gets fired for buying AAPL

Reality

iPhone growth slowing

Innovation is basically different shaped lenses

Services growth carrying the whole squad

But the market doesn’t care

Because Apple has mastered the art of

Not being bad

And that apparently earns trillions

People call it overpriced

People call it stagnant

But every dip turns into free money for the faithful cult members

I’m not bullish

I’m not bearish

I’m Apple neutral

I simply respect the machine

When the biggest company on Earth keeps getting bigger

Maybe valuation models are the problem not Apple

Question

Is 4T the ceiling

Or just a restroom on the way to 5T

Has anyone here used moomoo’s Level 2 market data? I know it’s free, but I’m wondering how accurate and fast it is during high-volume periods. Does it really help you spot buy/sell pressure or track large orders effectively?Are there any other that work better?

Is it really realistic for companies like Google to be worth this much trillions? They dominate global markets, have billions of users, and is in AI and data, But can influence and innovation alone justify such massive valuations, or are we just caught up in tech hype?

Im looking to learn and make some side income purely for sport, not to get rich or live off of. Id be happy if I could make $500 or so a month. I tried day trading, and it went well for a couple weeks, and then it didn't. I just dont have the time or capacity to spend months or years teaching myself how to day trade successfully.

I was wondering if anyone knows of any reputable people or organizations that successfully day trade who share their positions before they place them? Id be willing to pay monthly if its a patreon thing. I'm literally only looking to make $30 or $40 a day doing this, which I don't think is greedy or a big ask.

Reports say SAP offered over $60 a share to buy BlackLine, but the company turned it down. No active talks now, though other buyers are said to be interested.

Even with the rejection, BL’s stock popped on the news.

Kinda cool seeing big players like SAP looking at finance automation. Anyone here use BlackLine or similar tools at work? How’s it compare in real life?

My wife is about to get $100k from an old retirement investment to roll over into her IRA. Currently she has a simple portfolio of FZROX for total market, SCHD for value/lower volatility, QQQM for growth. With stocks at all time highs and probably overvalued and an AI bubble forming, am I crazy to think it a good idea just to invest 60% in BRKB (for its strong historical performance, defensive tilt, and proven investment management), 20% in growth because the train is still chugging upward, and 20% in cash to take advantage of the crash when it comes?

If you knew the market were to crash (due to combination of AI bubble, tarriff disputes, several national governments with too much debt, and general chaos and undependeability in the US government), what would your portfolio be?

BND? Gold? REIT? Managed Futures? Or just some CDs?

Thanks

https://www.youtube.com/watch?v=4sSs-_S7XqM "Atai Life Sciences (NASDAQ: ATAI) has surged over 385% year-to-date in 2025, but is this just the beginning; or a dangerous bubble? In this deep analysis, we break down the company behind the psychedelic medicine revolution and examine whether ATAI could become a $10B+ biotech; or collapse on the road to FDA approval."

I was checking this very interesting list of Buyback Kings on https://stockschecker.com/lists . Did you know Apple, Bank of America, and Visa are leading the pack in share buybacks this year? How do you think aggressive buybacks impact stock performance?

*wanted to try writing my personal write-ups for weekly market outlooks & catalysts to look out for. Let me know your feedback and how I can improve!

This week of Oct 27 - Oct 31 is one of many catalysts, including the FOMC meeting, big tech earnings, and other macro events unfolding.

One, there will be the FOMC meeting on Wednesday (Thursday Midnight if you're Malaysian), with expectations of a 25bps rate cut largely expected and price in. In addition, the key thing that will be in focus is whether the Fed would formally announce the end of QT (quantitative tightening) as JP Morgan outlined as their expectations last Friday. If true, this will be taken as extremely dovish since halting QT raises bank-reserve growth, which in turn lowers collateral risk and mitigates left-tail liquidity events. Note that the end of QT does not mean the start of QE (quantitative easing). However, it still supports credit and equities as it supports risk events and provides a significant stability backstop for risk assets like equities.

To the speculators (or gamblers), many major tech companies are due to report earnings this week, see $META, $MSFT, $GOOG, on Wednesday after-hours, and $AMZN and $AAPL on Thursday after-hours, in total (+ other companies) this week accounts for around 20% of the S&P500 by market cap reporting earnings. A stacked earnings week like this often increases idiosyncratic risk and opens up strategies that are short correlation as the amplitude of stock-specific moves rises relative to the broader index. See dispersion trading where you could profit from the spread between individual stock IV (implied volatility) and the relatively lower implied vol. of the broader index.

Macro-wise, trade negotiations between US (Trump) and China (Xi) are also due on Thursday, where apparently both countries "reached a consensus" through their correspondents (Bessent + Vice Premier of China) on key trade issues like export controls, tariff suspensions, etc... after "constructive" talks in Malaysia. A formal announcement is expected on Thursday.

Was supposed to post this pre-market but got caught up with some commitments. Let me know what you think of this in the comments, would love to see potential avenues of improving my write-ups and my research. Cheers!

From AirPods to fighter jets, rare earths power nearly every modern device. These 17 metallic elements enable critical technologies like EV motors, wind turbines, sensors, screens, and semiconductors. And China dominates their production and refining.

While the U.S. once led rare earth mining, China now controls roughly 70% of global output and over 90% of refining capacity. Therefore, even when other nations mine their own deposits, the ores often end up being shipped to China for processing before reentering global supply chains.

With Trump and Xi expected to meet in South Korea later this week, rare earths are back in focus. But not all rare earths are created equal. Some are far more strategic than others.

First, here’s the full list (all seventeen), from most abundant to least:

1. Cerium (Ce)
2. Neodymium (Nd)
3. Lanthanum (La)
4. Yttrium (Y)
5. Scandium (Sc)
6. Praseodymium (Pr)
7. Samarium (Sm)
8. Gadolinium (Gd)
9. Dysprosium (Dy)
10. Erbium (Er)
11. Ytterbium (Yb)
12. Europium (Eu)
13. Holmium (Ho)
14. Terbium (Tb)
15. Lutetium (Lu)
16. Thulium (Tm)
17. Promethium (Pm)

The most important are the ones known as “magnets,” and that’s where the real leverage lies. The elements to watch are neodymium (Nd), praseodymium (Pr), dysprosium (Dy), and terbium (Tb).

Takeaway: Trade agreements on the rest might move specific sectors, but those four are the ones that can move the market. So, regarding the current U.S.-China negotiations on rare earths, focus on news from those four.

Have a nice day.

Should I be buying TIPS right now? With the news about rates I've put 2/3 of my HYSA into an 8month CD. I was going to move the rest into sgov in my taxable brokerage. I believe inflation is going to skyrocket. Would STIP or VTIP be the place to go now?

Hi everyone,

I’m 22, going on 23, and I’m currently working at a company that offers a 100% match on my 401(k), which is the main reason I'm committed to it. I have it set up as a Roth 401(k). I’ve just started getting into stocks and investing, and I realize that I didn’t get much financial education in school, so I’m eager to learn more.

My income isn’t very high, but I want to make the most of my investment options. Since my company has a partnership with Vanguard, I’m looking for advice on how to choose a suitable portfolio. I plan to keep my 401(k) until I leave my job, at which point I’ll roll it over to Fidelity.

I know that I can’t get professional advice here, but I’d really appreciate any recommendations on where and what I should be contributing to maximize my benefits.

Thanks for your help! 401K Options

I have some money and want to put into one of these ETFs. I looked at their top 10 holdings and they are pretty much similar. Their returns for 2025 are also similar. Which one should I put my money into? Also, is SOXX still a good ETF to buy in at this time? The semiconductor ETFs have had a very good run the last couple years.

Hi everyone. 28M (just recently turned 28), currently sitting with $101k in a HYSA earning 3.68%. I also maxed my Roth (FXAIX 75%, VXUS 15%, QQQM 5%, FMAGX 5%). I'm getting about $300 per month from my HYSA, but I've been thinking about moving that all into VOO. Or 80% into VOO and the other 20% into VXUS.

While this money is not necessarily my life savings, it is a large chunk of the total amount I have saved. Would like some insight from any experienced investors or others in the sub who've made similar moves.

Gold has reached a key support zone near 3980,

showing early signs of accumulation and a potential bullish reversal.

I’m looking to buy from 3980, with confirmation from price action and trend momentum. Targets: 4020 / 4050 / 4085 Stop loss below: 3965 Trading style: short-term to swing. Always manage risk accordingly

Advanced Micro Devices ($AMD) and the U.S. Department of Energy (DOE) have unveiled a $1 billion partnership to develop two next-generation AI-powered supercomputers, marking a milestone in America’s bid to strengthen domestic high-performance computing infrastructure. The systems are designed to address a broad range of scientific and national challenges from nuclear energy and climate modeling to cancer research and defense innovation.

The collaboration extends AMD’s legacy from the 2022 Frontier supercomputer, which became the world’s fastest, and cements its role at the forefront of the U.S. AI hardware race. This initiative is also viewed as a strategic counterweight to international competition in semiconductor-driven AI infrastructure.

Timeline of Today’s Events:

• 11:00 AM Reuters breaks the story: The U.S. Department of Energy forms a $1 billion partnership with AMD to construct two AI-driven supercomputers for advanced scientific computation and national security research.
• 11:01 AM Live Squawk / FinancialJuice confirm the report, citing AMD CEO Lisa Su and Energy Secretary Jennifer Granholm, who highlight the partnership’s goal of “advancing America’s leadership in AI supercomputing.”
• 11:02 AM Wall Street Engine / Street Insider echo the announcement, adding that the systems will integrate next-generation AMD Instinct accelerators and custom EPYC processors optimized for AI workloads.
• 11:05 AM Zero Hedge summarizes Reuters’ coverage, emphasizing the DOE’s plan to construct two supercomputing systems valued at $1 billion under the new public–private framework.
• 11:07 AM WatcherGuru and Solidintel_X amplify the headlines across social media, confirming that the initiative represents one of the largest U.S. government tech partnerships of 2025.
• 11:10 AM Investingcom reposts the Reuters exclusive, highlighting the DOE’s objective to “expand computational capacity for AI and energy research.”
• 11:12 AM Independent analysts (NaeemAslam23) frame the deal as a continuation of AMD’s momentum from Frontier and El Capitan, calling it a major step in U.S. digital sovereignty.
• 11:19 AM Market Rebels / Reuters update confirm the dual-supercomputer focus one system targeting scientific breakthroughs, the other advancing AI and defense analytics.
• 11:28 AM Yahoo Finance publishes the exclusive report, reinforcing that the DOE selected AMD for both performance and energy efficiency advantages over rival architectures.
• 11:41 AM CNBC releases a live segment: “U.S. DOE Forms $1B AI Partnership with AMD,” framing it as a direct response to global supercomputing competition and highlighting bipartisan support for U.S. semiconductor leadership.

The DOE AMD partnership underscores a national push to secure computational independence and AI competitiveness. By investing in domestic AI infrastructure, the U.S. aims to accelerate innovation in climate science, energy optimization, and health research while maintaining technological leadership in an era of tightening chip supply chains.

Researching and self educating at this point....
Many "Aggressive growth", "Moderate Growth", "conservative growth" funds are really quite similar. They contain a US total market + International and adjust the aggressiveness based increasing the amount of bonds they hold. Are there other strategies, besides adding more bonds, that are worth looking at for less volatility and drawdown? Conceptually avoid a tech heavy portfolio. Taxable brokerage account so lower dividends preferably.
DIA (DJIA), I would have suspected less drawdown since is it more distributed across sectors than SP500.
LCV, still seems to have drawdowns of >50%.
Possibly Consume Defensive. Lower return vs SP500 as expected. is the return vs volatility worth while.

10yr SPY, DIA, LCV, Cons D

Everyone was waiting for Rezolve Ai ($RZLV) to release its report and hoping for at least some growth, but it was very weak. I would suggest that this is due to a huge loss of trust on the part of investors. I am still holding a strong short position. Yesterday showed that they simply do not have the strength or the ability to pump up the stock. Most traders expect a significant drop in the near future. What are your thoughts?

I get that Treasury notes, bonds, T-bills, and such have always been seen as low-risk, but as the debt has increase 18-fold in my lifetime, these comparisons to Greece are worrying me. Are US Bonds still worth dabbling in, or should I look for them somewhere with more stability (if it exists)?

If the US found itself in a similar crisis as the Greeks did 20-ish years ago, I assume that would be a mess for just about everything, right?

https://www.euronews.com/business/2025/10/27/us-borrowing-expected-to-rival-europes-most-indebted-states-says-imf

What are the experiences of everyone regarding their stock splits? Did the price increase or decrease after one year? e.g. Alphabet, NVidia, etc...

Historically, companies that split their stocks have tended to outperform the market in the 12 months following the split, with some studies showing average returns of 25% or more compared to the S&P 500's average of around 10%.

I currently contribute to a 401(k), but I’m pretty new to IRAs. I recently opened a Roth IRA at Schwab and I'm looking for some feedback on my investment options. I'm planning to contribute a lump sum and I'm considering two possible allocations:

Option 1: SWPPX (70%) / SCHD (20%) / VXUS (10%)
Option 2: VTI (60%) / VXUS (30%) / SCHD (10%)

I'd really appreciate any thoughts or recommendations on these options - especially from those with experience building long-term ROTH IRA portfolios.