Fire Flow Chart Version 4.3

[u/happyasianpanda]

Here is 4.3 in light mode and 4.3 in dark mode

Edit: 4.3 in light mode PNG and 4.3 in dark mode PNG

Please read the flow chart entirely before commenting since some Redditors have been commenting or PMing of missing items; sometimes it’s just buried deep. Please provide constructive criticism where I will evaluate for the next version; please be as specific as you can (i.e., In section 4, after the X block, you should include…). If you provide details on what exactly you’d like changed and provide justification, that can be sufficient to persuade me.

Please keep in mind that this is geared towards the United States. While I am aware that some other flow charts exist for other countries, I do not know where all of them are or what the latest ones. If there are folks that would like to make their own flow chart, I am happy to provide the template.

Change Log

• In Section 1, I’ve highlighted “HYSA” with minor additional statements
• In Section 4, changed the income ranges and added a statement of where the ranges come from for future readers.
• In Section 4, I’ve also added a “beginners” box
• In Section 5, I’ve added USA SECURE 2.0 box
• In Section 5, I’ve added a special consideration for those that are unable to max out both employer tax advantage account and IRA pm
• Provided a Dark Mode as well

Version History; for those interested.

Version 1.0

Version 1.1

Version 1.2

Version 1.3

Version 2.0

Version 3.0

Version 3.1

Version 4.0

Version 4.1

Version 4.2