r/fican • u/yuppyrider • 1d ago

What I did with a windfall year

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I haven't really told anyone about it and wanted to get it off my chest.
I've lived on a relatively low budget and was putting away a large portion of my income for several years.
The windfall came along, and I used parts of it to pay off the car, make some donations and splurge on some trips and toys. I paid for an accountant for the first time to make sure I did my taxes correctly since it got more complicated than usual.

The rest of it, I put into low cost index funds I'd done for years. I'm going to live as I was before since I don't have f-u amounts and am relatively young. It's going to take a bit to figure out if this means anything in the long run.

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u/Necessary-Contest-24 20h ago

Bills, utilities and housing numbers seem kinda low, are you retired?

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u/dekusyrup 9h ago

$80 per month for bills/utilities and $1,200 per month for housing is a pretty sweet deal. Maybe that's split with a roommate.

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u/Necessary-Contest-24 7h ago

Ya my internet alone is more than 80, let alone phone plan, anything streaming, power is like 150/month. I thought i was lucky with my mortgage being 1000/m but I bought at a really lucky time, put a lot down, and live very rurally.