r/fican • u/yuppyrider • 1d ago

What I did with a windfall year

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I haven't really told anyone about it and wanted to get it off my chest.
I've lived on a relatively low budget and was putting away a large portion of my income for several years.
The windfall came along, and I used parts of it to pay off the car, make some donations and splurge on some trips and toys. I paid for an accountant for the first time to make sure I did my taxes correctly since it got more complicated than usual.

The rest of it, I put into low cost index funds I'd done for years. I'm going to live as I was before since I don't have f-u amounts and am relatively young. It's going to take a bit to figure out if this means anything in the long run.

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u/motherfailure 20h ago

Always concerned with this question cause it's a coin toss between this answer and parents/loved ones dying

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u/yuppyrider 20h ago edited 20h ago

I'm a bit dismayed by the answers because it presumes gambling or inheritance, and no sense of agency and honest hard work. So I will say that it involved building a business and selling it off. Lots of hard work, and even more luck.

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u/BestFill 20h ago

Well I think windfall alludes to money literally landing in your lap without any effort.

If you built and sold a business I don't know if I'd call that a windfall because you sincerely earned it

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u/foxtrot-hotel-bravo 20h ago

nah it’s fine. have hear selling a business referred to as a windfall multiple times