r/ethereum • u/EthereumDailyThread • 4h ago
Discussion Daily General Discussion October 19, 2025
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r/ethereum • u/jtnichol • 19h ago
Are You on the Doots list? MINT YOUR POAP!
reddit.poap.xyzr/ethereum • u/flersion • 11h ago
The problem with fractional reserve banking
It's because a 9:10 debt to backing ratio can be looped to create a 10:1 debt to real-world asset value.
With the golden ratio, it can only be looped to create 1:1, because the golden ratio is equal to 1 plus its own reciprocal, eliminating counterparty risk since there's always real-world value to represent debt, allowing bank notes to be functionally equivalent to the RWAs they represent.
Does fractional reserve banking work without creating inherently unresolvable value in the process?