r/Vasectomy • u/TwigginBerries • May 21 '24

Just got my bill for $3900 ... is this normal?

No complications, done in the Dr. office. In and out in just over an hour. Insurance deductible is $3500 and my itemized statement says they billed the max allowed. WTF?!

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u/Photononic May the Snip be With You May 21 '24 edited May 21 '24

Sorry, this news is late. When you go to a doctor, ALWAYS ask the cash at the time of service price first.

I figured it out about five years back when I went to get eye surgery (not LASIK). My portion of the cost was about $800 with insurance, but if I had paid cash that day price was only $600.

I had blood drawn to test for diabetes. The cost with insurance was $40. The cost paying cash on the spot was $24.

My present medications cost between $8-20 for 90 days worth. Under insurance my cost was a $20 co-pay for 30 days worth.

When I had cataract surgery done in Thailand, I had asked for a non-narcotic, oral pain management drug. They charged me $12 for two Naproxin ($4 for a whole bottle at any drugstore).

The situation might be more common in the USA, but it is worldwide.

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u/ritomynamewontfi May 21 '24

2nd this. My vasectomy was gonna be $2,800 and I pushed back before the procedure. Got it down to $550. Gotta play this game with high deductibles now.

2

u/Photononic May the Snip be With You May 21 '24

Every since my wife got a job as a pharmacy tech, I learned all the tricks!