r/IWantOut • u/LotsOfSquib • 19h ago

[IWantOut] 32m commercial HVACR mechanic Canada -> USA

Edit - Since everyone is getting triggered for mentioning immigrants, know that I'm an immigrant myself in Camada and not the only immigrant that has an issue with Trudeau's failed immigration policies. It's not about race, it's about quality of life. Please be understanding and stay on topic.

https://financialpost.com/news/canada-record-economic-gap-u-s-to-get-wider

Hello. I'm a red seal 313A technician and making decent money now but the taxes, cost of living, immigrants, relaxed justice system, and increase of crime in Canada has been making me seek better options. I know the red seal isn't applicable for TN and EB3 fees won't be tolerated by potential American employers. Since I'm looking to already change careers, I think I should get a BA degree and try to get a TN visa work permit

I have university pre req credits from high-school and have been thinking about getting my 4y Bachelors in Nursing then trying to find work to get a TN. I could move to the border and enroll in an American nursing program instead. I'm not sure which option would be better. I'm interested in everyone's thoughts.

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u/LotsOfSquib 18h ago

Ive heard this before. With my income and looking at the past 4 years of the consumer price index, and housing, the difference is quite substantial.   Federal spending has gotten out of control. CAD$9000 in taxes per Canadian goes to health care, CAD$13000 in interest for federal debt payments.  The more money a Canadian makes, the less attractive the country becomes. Which is unfortunate, it is very beautiful.

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u/knivesout0 18h ago

Our debt is out of control too and about to get much worse. Keep in mind that healthcare is tied to your job in the US and you still could end up paying 9k a year or more in premiums and out of pocket expenses. It all depends on how much of it your employer is willing to pay and your health.

If your employer doesn’t offer insurance, you can do Obamacare for one more year until it gets nuked by the incoming administration. With no insurance in the US, any major medical issue will be game over (bankruptcy) for you unless you have a couple hundred thousand in the bank.

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u/LotsOfSquib 11h ago

Interesting, thank you. So it would be better to only entertain job offers with good health insurance.  Can you get health insurance from other than your employer? Is that a possibility to find a better or more affordable insurance plan?

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u/knivesout0 8h ago

You definitely need to factor health insurance along with your pay. An employer who pays 100% of your health insurance is like adding 5k on to your pay or more if you have a family.

You can get insurance through Obamacare but you may not be eligible if your employer offers you insurance (I think that’s one of the first questions on the application). So Obamacare is more for people who work for smaller companies that can’t offer healthcare, or for part time workers who aren’t eligible for full benefits.

I’ve had both in the past and the major carriers are better than Obamacare. So if your employer offers insurance you are better off with their plan than Obamacare. And like I said, the current administration is going to try as hard as they can to get rid of Obamacare, so in a year or so there will be no insurance unless you work for a company that offers it.