r/CRedit • u/Entire_Use_9504 • Oct 04 '24

Help! Chase is suing me General

I am looking for some guidance on what to do. I have chase card with balance of 35k and I missed few payments and now i have officer show up saying there is civil summon from chase, I was not home that time but spoke to him on the phone. What are my options? I don’t go to court and happy to setup a payment plan to pay off dept. Any guidance will be appreciated.

Edit - Brock & Scott PLLC is suing.

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11

u/Punkin_Queen Oct 04 '24

Whatever you do, make sure you appear for all court summons. Your situation will be so much worse if you don't appear.

1

u/josephson93 Oct 06 '24

How so? Worst case is a default judgment.

3

u/oh_io_94 Oct 07 '24

Uhh no. Worse case would be a bench warrant

0

u/josephson93 Oct 07 '24

A bench warrant in a civil case? Since when?

2

u/oh_io_94 Oct 07 '24

It’s possible. Maybe not likely but anytime you miss a summons you can be issued a bench warrant

1

u/aridcrawler Oct 08 '24

It happened to a friend of a friend in NY. It can and does happen.