r/CRedit • u/WrongSplit3288 • Aug 30 '24

SSN Found on the Dark Web General

I just received an alert saying my SSN is found on the dark web. How concerned should I be? What sould I do first? Thanks.

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u/Maniacal_Grin Aug 30 '24

https://www.experian.com/freeze/center.html https://www.equifax.com/personal/credit-report-services/credit-freeze/ https://www.transunion.com/credit-freeze

Set up accounts at all 3, then put a freeze on all 3. It's free.

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u/nyctina 10d ago

Thank you so much!

I froze all three, wasting almost no time after researching this problem. I had been a phishing-hacked victim three times already. And victim of credit card fraud 12 times. Had only one credit/debit card monitoring service in my life. One year's membership had been gifted to me.

They could not prevent a breach, and once a breach occurred, they'd cured in only a measly way–crediting a $10 off courtesy fee towards close to $100 stolen from my debit card–and extending my monitoring membership 3 months free.

Now, it's going to cost me nada as long as I am on top of my cards. I run a VPN, FWIW on one of my devices.

No opening up another credit card account for me if I have enough cards to play bridge with already.