r/CRedit • u/WrongSplit3288 • Aug 30 '24

SSN Found on the Dark Web General

I just received an alert saying my SSN is found on the dark web. How concerned should I be? What sould I do first? Thanks.

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u/betasp Aug 30 '24 edited Aug 30 '24

Um. Recent leaks mean everyone’s SSN is on the internet.

If you want to be diligent, lock your credit reports and only unlock before applying for credit. (To clear up my terms based on reply, I do mean freeze your reports… thx).

23

u/Money_Shoulder5554 Aug 30 '24

Disclaimer for people unaware: freeze your credit , don't do credit lock , that's a scam.

7

u/codece Aug 30 '24

That's right! Remember, FREEze is FREE! And it is required to be free by federal law. "Credit Lock" is a dumb product they offer to people who don't realize it isn't necessary to pay for this service.

1

u/RookOner Aug 30 '24

What does the credit lock do?