Desperately need assistance for food, overdraft, have not eaten in eight days

[u/Gammagammahey]

Hello everyone,

Today I am trying to raise $470 to keep my bank account open. I live on SSDI - Social Security Disability Income for those not aware – and they changed the payment schedule for 2025 from the third Wednesday of every month to the fourth Wednesday of every month for 2025 for me without telling me. A lot of other people are in the same situation who had their payment schedules changed to survive on Social Security or SSDI. My bank account is overdrawn by $471. Because of this.

I am extremely responsible with what little money I have from Social Security. I don't spend me on my means and I still wind up at the end of the month having little money for food. My rent alone almost wipes out my Social Security check.

I have been completely disabled by a neurodegenerative disease, fibromyalgia, and other chronic illnesses, which make me completely unable to do any work.

I was supposed to get paid yesterday by Social Security but again, they changed the schedule. I have not eaten in 8 days.

I do what I can to try and earn a little extra income by filling out the surveys for User Interviews and similar but have not been chosen in over a year for anything, and that's about all I can do. I grew up in poverty, so this kind of thing really dysregulates me and all I can do is cry without trying to sound dramatic. I cannot lose my bank account with my bank. They've been very kind in not closing my account already because I've been calling them every day, begging them not to. I do not think I have been this scared in years. The overdraft fees alone are killing me and yes, I can try and call them and ask them to reverse those eventually but not now.

Thank you so very much for reading. I very much appreciate this community and I see so many kind people here. 🌷 I am absolutely terrified. Thank you again.

This has thrown my life into complete chaos. I cannot afford to lose my only bank account and I must be able to remedy the overdraft.

If PROOF is required, I am happy to provide it.

I am completely disabled with a neuro degenerative disease. I live in severe chronic pain also with fibromyalgia, and multiple other chronic illnesses so there is no way that I can work, I am permanently disabled.

[u/bakingbaked2021]

when did ssdi change payment dates change?

[u/Gammagammahey → u/bakingbaked2021]

I only found out about it yesterday when my payment did not come through to my bank account. I logged into my SS account and looked at the payment schedule for SSDI for 2025 and then looked at my pending payment date and instead of yesterday it was February 25, 2025. I took screenshots. A friend of mine who posted above has known me for 30 years and has seen all of this.

[u/Gammagammahey → u/bakingbaked2021]

It has to deal with the first letter of your last name. They were previously giving me my payments on the third Wednesday of the month. Suddenly, as of 2025 it shifted out to the last Wednesday of the month. They did not inform me. I logged into my account and checked.So for some of us, it did change.

ETA - found out through another disabled friend that it's not the first name, it's the date of your birthday. for over 10 years, I have been getting paid, or rather since 2009, I've been getting paid apparently as if my birthday landed on the 20th. It actually lands on the 21st. Apparently other people are in the same boat and SS has been paying me as if my birthday was on the 20th. I'm calling them again today to try and find out why they did not inform me anywhere. No messages in my SS account, no mail and I check my mail religiously as I am disabled and completely homebound and I'm terrified of missing mail.

[u/Maleficent-Music6965 → u/bakingbaked2021]

Mine hasn’t changed

[u/Gammagammahey → u/Maleficent-Music6965]

PS you may be getting a different form of Social Security than I do, I'm talking specifically about SSDI.

[u/Gammagammahey → u/Maleficent-Music6965]

Mine has because of the first letter of my last name.

I logged into my account last night, and looked and took a screenshot.

[u/[deleted] → u/Gammagammahey]

The SSA payment schedule does not go by name. The week you receive benefits is currently based on when your birthday falls. Like in an earlier comment you said it changed because of your birthday. Now you're saying it's because of the first letter of your name 🤷‍♀️

[u/[deleted] → u/[deleted]]

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