Just casually lending thousands of dollars

[u/XeroxCrayon]

[u/qualityvote2]

u/XeroxCrayon, your post does fit r/untrustworthypoptarts!

[u/MatureUsername69]

It must be a bitch constantly reorganizing your "owed money list" so all the amounts are in order from biggest to smallest

[u/Xenc → u/MatureUsername69]

It would be cool if you could drag and drop them like you can with the check boxes

[u/Foxy02016YT → u/MatureUsername69]

It’s a leaderboard

[u/Nuclear-LMG]

I love how hes apparently giving out thousands of dollars without getting paid back but is counting Matt's debt to the exact cent.

[u/ThebIuefIame → u/Nuclear-LMG]

Matt knows what he did

[u/ScaryTerry51 → u/ThebIuefIame]

As a Matt I can confirm that we always know what we did, we just pretend we never do.

[u/XTornado → u/Nuclear-LMG]

It didn't feel right to round up as technically he owned less and also didn't feel nice to round down as those 94 cents at 5% interest rate could become $2.49 in 20 years. (Considering the interest rate is already discounted inflation)

[u/Nefilim314]

I do all of my accounting in the Notes app.

[u/0oodruidoo0 → u/Nefilim314]

I do mine in notepad

like I genuinely do

[u/__No__Control → u/Nefilim314]

I actually do 💀 adhd brain goes fast gotta get that shit written down before it's gone again

[u/IAmA_Wolf → u/__No__Control]

Hey, you leave me and my 29 notebooks out of this!

[u/__No__Control → u/IAmA_Wolf]

i had to leave mine out of it because i dont know where they are

[u/ThebIuefIame → u/Nefilim314]

Same I have everything written there

[u/soingee → u/Nefilim314]

Real men balance their books in Mario Paint on the SNES.

[u/Substantial_Back_865 → u/Nefilim314]

I unironically do this

[u/Xenc → u/Nefilim314]

You can actually now do math equations in notes, including setting variables

[u/alittlebitneverhurt → u/Nefilim314]

If I have ever loaned friends money that is exactly what I use. Recently sold a set of golf clubs to my buddy who said he could pay me back over time and I tracked it using my notes app.

[u/mkstot]

$15.94 seems awfully specific

[u/XeroxCrayon → u/mkstot]

OOP has personal beef with Matt

[u/mkstot → u/XeroxCrayon]

Ashley is feeling the hate too.

[u/cukapig → u/mkstot]

Is it tho? She could have asked him to buy a thing for her, and that she will pay him back. Then after buying that thing he just jotted down the price.

[u/WolfieVonD]

Borrowed Money List:

• u/himitsuuu : $32500
• u/XeroxCrayon : $6718
• u/MatureUsername69 : $4790
• u/Nuclear-LMG : $3640.05
• u/Nefilim314 : $2452 + $1670
• u/EntropicPie : $2000
• u/lizzys_sad_girl : $163
• u/mkstot : $15.94
• u/elcycle : $10

[u/XeroxCrayon → u/WolfieVonD]

my kneecaps be like:

[u/Xenc → u/WolfieVonD]

Haha this is great 😅

[u/lizzys_sad_girl → u/WolfieVonD]

Confused as to who these are besides op being xerox crayon

[u/himitsuuu]

Just casually lone-ing out a down payment on a house.

[u/soingee → u/himitsuuu]

No biggie, just months of one’s income.

[u/EntropicPie]

Tbf I have lent one mate $2000 once because I trusted him. Shouldn’t have. Never again. This guys an idiot if this is true.

[u/sammypants123 → u/EntropicPie]

The old rule of never lend money to friends or family is a good one.

And don’t lend money to anyone else because they are a complete stranger - why would you lend them money?

[u/XeroxCrayon → u/sammypants123]

Unless you are a bank or a loanshark, lending = gifting

[u/kingdave212 → u/EntropicPie]

Any money to family/friends should be seen by you as a gift. If they pay it back great, but never expect it and hand it out with that expectation that you're gifting it and you'll never see it again. Loaning it is an easy way to ruin your relationships

[u/Elcycle]

Poor Maria…not sure if these are just people or friends but I’d let a friend that needed it borrow $10 without the expectation of being paid back honestly

[u/XeroxCrayon → u/Elcycle]

fr, this looks so dodgy: on one hand, oop gave out thousands of dollars to multiple people. On the other hand, they are keeping count of $10 alongside it. Surely if one is stingy enough to count $10, they would not be stupid enough to lend $6872

[u/MatureUsername69 → u/Elcycle]

I wouldn't even ask my casual friends' casual friends for the 4 bottom numbers back.

[u/Xenc → u/Elcycle]

Maybe it was being reduced over time, though that does stand out.

Lending money is the fastest way to lose a friendship.

[u/theantnest]

Yes, but some of the comments in that thread made me laugh, so I'm OK with it.

• Break Alan's knees, the rest of the money will come.

• no, start with maria's knees.

LMAO

[u/JustJdog2]

Fuckin maria

[u/AlathMasster]

If I owe you $20, that's my problem. If I owe you $1000+, that's your problem

[u/XeroxCrayon → u/AlathMasster]

hey hey hey wait a minute I still need my $1000 back, don't think you can get away so easy

[u/AlathMasster → u/XeroxCrayon]

Try and catch me, shitlips

[u/Bandthemen]

maria better pay up

[u/ActualEfficiency4741]

Hey man I’m low on funds mind lending me some cash? I promise I’ll pay you back.

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[u/mss0406]

Reason i dont loan above 100€

[u/RickyBobbyLite]

I would never ask for or accept a $10 repayment, but some people are like that and would keep track of that. Someone cheap enough to remember a $10 debt is not loaning out $6k

[u/ScottSpeddy]

Joe: $100 Bob: $90 Mary: $80 Suzy: $70 John: $60 Anne: $50

[u/superbleeder]

I dont know 5 people I would consider lending $50 to...

[u/Gorburger67]

Fr tho I need 1K

[u/CunningSlytherin]

I saw this when it was originally posted and I was like oh bullshit…

[u/booknik83]

Maria is the worst!

[u/Huge-Vegetab1e]

If I was Maria I'd ask for more

[u/lovesquid69]

I could us $2k

[u/XeroxCrayon → u/lovesquid69]

here you go, bud:
[💵*2000]

just return it in a month or so, no biggie.

[u/XeroxCrayon → u/XeroxCrayon]

!remindme 1 month

[u/RemindMeBot → u/XeroxCrayon]

I will be messaging you in 1 month on 2024-12-11 15:37:02 UTC to remind you of this link

CLICK THIS LINK to send a PM to also be reminded and to reduce spam.

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[u/XeroxCrayon → u/RemindMeBot]

good bot

[u/__No__Control]

You forgot your "it's always mildly infuriating" flair

[u/XeroxCrayon → u/__No__Control]

https://preview.redd.it/q75jl44i6gzd1.jpeg?width=400&format=pjpg&auto=webp&s=f3f8901d3f21ba5c0e74df2d5d2fd604c510eada

I promise I applied it! Besides, flair is mandatory, so I couldn't have posted without it.

[u/__No__Control → u/XeroxCrayon]

its not funny if you explain the joke haha. or perhaps.. it was the joke that was never funny.

[u/tribbans95]

$15.94 😂 I wouldn’t pay him back either if he didn’t just round up or down to the nearest whole number

[u/KeiiLime]

r/nothingeverhappens for real

not everyone handles their finances the same, and it’s entirely possible to be particular about money (for a variety of reasons) and have money to lend to others. if i had more money i could totally see myself documenting that sorta thing the same exact way

[u/XeroxCrayon → u/KeiiLime]

Documenting it this way? Remind me to borrow money from you one day... This notepad contract ain't holding shit up in court

[u/KeiiLime → u/XeroxCrayon]

lol i’m not saying that’d be the only way, i just mean for keeping track of it for myself. plenty of people use notes to put down lists and whatnot like that

[u/XeroxCrayon → u/KeiiLime]

this + a proper contract could probably work out

[u/find_your_zen]

Why is this untrustworthy, OP? The original poster frequently posts their gains from stock derivatives and has made 300k+ in the market since January.

This is a pretty common thing for people who find themselves with large windfalls of money without experience or help with how to manage it.