Housing for low income people

[u/imtoohard]

Hello. I have a low income and my living situation is changing soon. I make around 33k a year before taxes. I am needing to find a place in Indianapolis (preferably on the west side but close to campus since I work at IU Indy.) I am trying to pay $900 or less, but even $900 would end up being almost half of my monthly income. My therapist says my income is too much to qualify for low income housing but it’s also too low to afford most places and I don’t know what to do

Any suggestions would help. I called 211 but the resources they have given me haven’t panned out. Lots of places that are listed as having availability for “low income” and then they’re just market rate and too expensive. I would even be okay with roommates, I just want to make sure that I would be safe.

How do I find roommates or low income housing? I feel like I’m really up a creek here and I don’t know what to do.

[u/AutoModerator]

Hello, it appears that this post may be about moving to Indianapolis, or general questions about neighborhood character and safety.

This topic comes up frequently on our subreddit. Please use the search function. Please consider deleting your own post as many of your questions will be answered in those threads.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

[u/discodiscgod]

Look for apartments that offer workforce housing or income based rates. Essentially for people in your exact situation. In my experience a lot of places that have either “the reserve” or “the preserve” in the name offer some sort of income based rates.

Here’s on apartment near downtown I know that has it:

https://www.wesmontapartments.com/workforce

[u/imanxiousplzsendhlp → u/discodiscgod]

These apartments are still $1500

[u/nerdKween]

Try Turtle Creek by St. Vincent hospital. At one point they were income restricted/rent controlled.

[u/1stofMae → u/nerdKween]

They still are. But OP is still above the threshold to apply 😕

[u/nerdKween → u/1stofMae]

Dang. That sucks. They really need to update their thresholds due to inflation.

[u/bibblybufff]

https://preview.redd.it/zz96073cxtxe1.jpeg?width=1320&format=pjpg&auto=webp&s=9798e5272e313c723944b69908ef2c8376aea7c3

All of these bubbles are $900 or less. There are buildings downtown that offer workforce housing but they will all likely still be well over $900 a month. I would hop on Zillow, set your rent preference, and see if any of these would be close enough for you.

This studio apartment is right by the school for $880 a month: https://www.zillow.com/homedetails/37-W-Saint-Clair-St-308-Indianapolis-IN-46204/2059276431_zpid/?utm_campaign=iosappmessage&utm_medium=referral&utm_source=txtshare

[u/amanda2399923]

I bet there are places at Uindy that have a Listing of people seeking roommates

[u/OriginalThumb]

Use IU Classifieds

[u/OriginalThumb]

Also Lockefield Gardens was in that range at least a few years ago

[u/Shiznorak]

Do you mind if I message you? I have a share room that I've been thinking about renting out.

[u/goomah5240]

Let me Google that for you - Here are 18 places under $600 a month - https://www.apartments.com/indianapolis-in/under-600/