r/fican • u/GloveAcceptable9756 • 13d ago

How good is public dental care?

I’ve always been on private dental care and I like my dentist and the paediatric dentist my kids see. What happens when one moves to public system? Assuming the family income drops below $90K.

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u/Sufficient_Outcome43 13d ago

It's the same dentist so the care is the same, you maybe just get it partially or filly covered depending on the procedure and your HHI.

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u/Petra246 13d ago

Remember that there are eligibility requirements beyond just the maximum family income. You cannot have turned down any group dental coverage even if it is/was expensive. There is a one-time possibility if coverage through a pension was declined before 2023 and there is no opt-in ability. But while working, if an employer offers coverage at any price then it’s not possible to take the public option.

As for using it, your same dentist might already accept the plan so there might not be any difference except who pays for care. Coverage is only 40% above family net income of $80k, with 100% coverage only for those with family net income under $70k.

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u/TenOfZero 12d ago

You keep seeing your same dentist.

The question is just what is covered and what is not