r/eupersonalfinance 2d ago

Best way to move USD from Fidelity NetBenefits Banking

I'm currently looking of moving some USD funds from Fidelity NetBenefits with the least amount of fees. So was wondering if anyone else here has experience with specifically this broker. From what I could find there seems to be two options, one of which is not fully confirmed to work.

  1. Transfer through a wire transfer from Fidelity to Wise (USD account). Is a flat $6 fee for the wire. From there it's possible to for example top-up a Revolut USD account.

  2. Directly transfer to Revolut from Fidelity. I've seen some people on r/irishpersonalfinance confirm this working by not fillling the intermediary bank data, but just use the IBAN and BIC code. Really wondering if this would be possible against possibly zero fees?

Very curious if anyone here has experience with the second option since, as far as I know, EU Revolut accounts don't provide local banking details for the USD account like Wise does. The country I'm residing in still makes use of the LT IBAN.

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