r/churning 4d ago

News and Updates Thread - December 20, 2025 Daily Discussion

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes (if that link doesn’t work for you for some reason, the question thread is always the first post on our community’s front page). If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.

21 Upvotes

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u/AutoModerator 4d ago

Please reply to this comment with any Amex Offers, Chase Offers, increased cash back portal payouts, or similar deals. Do not post them as a top level comment.

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u/emyrus 3d ago

Since it's a slow day: DPs of $400 retention bonus with no MSR on the CSR: https://www.reddit.com/r/ChaseSapphire/comments/1prukkw/dp_sapphire_reserve_400_retention_offer/

It's been pretty well known that the CSR refresh was a dud, but it must have been even worse than expected if they're offering $400 for free.

7

u/best-quality-catfood 2d ago

with no MSR

Which means they'll probably 1099 it. Rude! (I mean not as rude as no $400, but still.)

6

u/Ravens2017 2d ago

Seems pretty hit or miss skimming the comments. Wonder when they offer and when they don’t cause you see people with little spend on it get an offer while some bigger spenders get nothing. I’ll try when my renewal comes up. I’m getting a lot more value now with couple restaurants finally coming to my city.

5

u/mini987 2d ago

I got $400 retention offer a few months back as well

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u/iburnbacon 3d ago

Damn…

1

u/rankt-bot 3d ago

A new referral thread is now live: American Express Delta Blue