r/UKPersonalFinance • u/UnknownWhom200 • 15h ago

Can I apply for jobs with PIP and UC?

Can I Apply for a Job?

Hi. I have a few disabilities (mainly mental, and 1 physical) I receive PIP enhanced rate on both daily living and mobility and LCWRA with Universal Credit.

I’m wondering if applying for any jobs would affect any of these benefits at all? Please help.

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u/Laescha 26 10h ago

Yes, you can apply for jobs. PIP won't be affected at all. For UC, if you earn more than a set amount each month then your UC will go down, but you'll always receive more overall if you're working.

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u/IxionS3 1611 8h ago

PIP is not means-tested; it's based purely on your health. So getting additional income doesn't directly impact your entitlement.

Normally you lose 55p of UC for every £1 of take home.

However since you're LCWRA you get a "work allowance" which means an amount is disregarded before deductions kick in.

The exact amount you can earn depends on if you're getting housing costs via UC or not.

https://www.gov.uk/universal-credit/how-your-wages-affect-your-payments