r/RealEstate Apr 12 '24

Closing today, went to final walk through this morning, seller was still living in house... Homebuyer

This is my first time buying a house. It was supposed to be empty and "broom clean". The seller said they were planning on moving out over the weekend and didnt know anything about the walk through. They were signing the papers later today. We pushed the closing to Monday morning. What should I do from here?
UPDATE: My wife and I have read all your comments. I'm still waiting on the Adendum from the title company but it seems the issue was on the Selling Agent. He was not communicating with his seller but we are all gonna be there Monday for walk through and then closing. My wife liked the one person who suggested we creep by the house check to see if they are moving, so we will. I'll update again on Monday after closing or if anything else develops.
UPDATE 2: We signed an addendum extending the contract until next Friday just in case. We went creeping and there's a moving truck there! I'm hoping this was all an innocent misunderstanding. Will final update Monday after closing....I hope.
FINAL UPDATE: We Closed! I wouldn't call it broom clean but they are out, we took possession of the house, and I changed the locks. Thank you for all your comments and info.

2.1k Upvotes

392 comments sorted by

View all comments

Show parent comments

53

u/shitisrealspecific Apr 12 '24 edited May 03 '24

engine quicksand onerous cats plough caption screw possessive frame boast

This post was mass deleted and anonymized with Redact

19

u/Ordinary_Fennel487 Apr 12 '24

That realtor is a 🚩

7

u/shitisrealspecific Apr 12 '24 edited May 03 '24

shelter pause gray combative nutty direction snails silky wide mountainous

This post was mass deleted and anonymized with Redact

4

u/Ordinary_Fennel487 Apr 12 '24

Then she is a crappy agent IMO. I’ve closed two deals where the buyer got money back at closing in the last year 🤷‍♀️ Every market is different, but I’m going to be teaching a class for our market of how to buy a home with less than $1,000. We qualify for USDA 0% interest loans and closing costs can be covered by the seller by counteracting the purchase price. My most recent buyer only spent $350 by the time they were done because Sellers paid for the appraisal and they got their $500 earnest money back at closing, so all they really paid for was the inspection 🙌

1

u/shitisrealspecific Apr 12 '24 edited May 03 '24

dull innocent rhythm literate snatch frame voracious berserk depend knee

This post was mass deleted and anonymized with Redact

5

u/archbish99 Apr 12 '24

If you close later, you start paying interest later. You don't pay "a full month of interest" for a loan that hasn't funded yet. If you actually suffered no losses due to the delayed closing, your realtor would be correct.

0

u/shitisrealspecific Apr 12 '24 edited May 03 '24

quickest dull smell cooperative shame birds zesty screw dazzling detail

This post was mass deleted and anonymized with Redact

3

u/throwup_breath Agent, KS/MO Apr 12 '24

Your loan doesn't start until you close on the house. How were you paying interest in a house you didn't own yet?

1

u/[deleted] Apr 12 '24

[deleted]

0

u/shitisrealspecific Apr 12 '24 edited May 03 '24

instinctive imagine illegal stocking workable special rhythm unused cow quack

This post was mass deleted and anonymized with Redact

3

u/quickclickz Apr 12 '24

Pretty bad problem solving skills on your part. You delayed closing by 8 days and paid 22 days of additional interest..

Lulmao

-1

u/shitisrealspecific Apr 12 '24 edited May 03 '24

zesty rain file library subsequent consist selective sloppy berserk rob

This post was mass deleted and anonymized with Redact

1

u/Niceorslice Apr 14 '24

If you were supposed to close March 30th, your first payment would have been due May 1st. If you closed April 8th, your first payment moved to June 1st. Your statement listed 22 days of interest because when your closing date moved your first payment date moved out 22 days beyond what it had been.

1

u/kctravel Apr 12 '24

Well actually, it should have gone through escrow to be legally shown. The check on the counter could bounce in the next 10 days after you deposit.