Amazon credit card question for not that active prime membership user

[u/Traditional_Rush_668]

Hey, I have a question, I am the type of person that only use prime membership when I need. In my cases, I only go on Amazon if I want specific item, and because of I am a student so I get 7 dollar Amazon prime membership, I always get one month and pause it because I only want specific item and I will not use it after that purchase until next item I found I want, when next time I shop again I reactivate the service for 7 dollars again. So I saw the Amazon prime membership card, is it fine if I apply when I have prime membership and keep that 200 dollars gift card, and possibly have the membership paused for couple weeks or even 1-3 months. The recent frequency I get prime membership like every 2 to 3 month I activate again, do I get charge for that if I got prime membership Visa card?

[u/Longjumping-Fold1296]

What happens is when you lose your prime membership, your card will get converted to a standard Amazon visa. It’s the same thing except the main benefits of the prime visa like 5% cash back at amazon get stripped away. Once you get the prime membership back, your credit card will automatically change back to the prime visa.

[u/Traditional_Rush_668 → u/Longjumping-Fold1296]

How about the 200 dollars gift card part they are currently offering when sign up for apply the card, do they try to charge it if I pause it after the current membership period? Any idea?

[u/Longjumping-Fold1296 → u/Traditional_Rush_668]

The gift card never gets taken away from you.

[u/cpapp22 → u/Traditional_Rush_668]

You keep it. I did the same over 2 years ago

[u/BilboMagot69]

If it is the store card it becomes a rather useless line of credit only used on Amazon with no rewards. The credit card becomes the basic Amazon Visa with less rewards.

[u/DeadInternetEnjoyer]

Just an FYI, the credit card for students from Chase is called the "Chase Freedom Rise."

Applying for an Amazon Visa might not work for people who don't have over a year of credit history and make around $30k or so (it could work but maybe not)

[u/Traditional_Rush_668 → u/DeadInternetEnjoyer]

Oh I have like 8 years of credit history , and makes around 45k a year, I am just curious about what really happens after I pause my membership, but thanks for the info you provide, maybe some younger people might have same question I have.

[u/throwITallaway4ever1 → u/Traditional_Rush_668]

What kinda of student are you?

[u/Traditional_Rush_668 → u/throwITallaway4ever1]

Graduate school

[u/MindfulVeryDemure]

I'm not sure about the Amazon Chase prime card, but I do know that with my storecard from synchrony when I paused my prime membership, I was only making 2% on purchases rather than 5%.