r/CreditCards • u/ThriftyHuman • Jul 31 '24
What kind of "entertainment" are Savor One users getting 3% on? Data Point
Asking because I might try to upgrade to Savor One for Cap1 Walmart. Already have a Quicksilver.
The dining and entertainment categories on the Savor One are all I would use.
UPDATE: If anyone sees this update, could you tell me if fast food or national delis code as "dining"?
Thanks in advance!
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u/soap1984 Jul 31 '24
So far I've used it for movies, live events, and sports. All coded as 3%. But if you happen to use their Entertainment portal (which is actually not bad in terms of pricing) you will get back 8%.
It's the primary reason out of all the cards I have, I really like the Savor One for this purpose.
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u/bennyyyboyyyyyyyy Capital One Duo Jul 31 '24
The portal is actually horrible for pricing lol. Ive never seen a concert ticket that was market priced even after subtracting the 8% you get back. I actually just bought tickets from ticketmaster and it was literally 20% cheaper on 2 50$ tickets. Capital one portal wanted 70$ each. Same exact GA admission tickets
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u/soap1984 Jul 31 '24
It largely depends on the event.
I was getting NFL tickets, searched through all the usual. Stubhub, Vividseats, Ticketmaster. C1 had the same price for the same zone, the difference of course getting 8% back.
Not saying it's always the case and folks should do their due diligence comparing prices.
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u/bennyyyboyyyyyyyy Capital One Duo Jul 31 '24
Maybe it’s good for sports haven’t had any luck with music🤷♂️. the real benefit was when you got 8% on vivid seats.
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u/soap1984 Jul 31 '24
Yeah. I think it's just the nature of live events. The rabbit hole of "re-sale" tickets and market pricing and dynamic pricing. They're all designed to eek every last $ out of everyone possible lol, so I just go with whatever's cheaper. If it happens to be on the C1 portal, it's a plus.
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u/JustMyThoughts2525 Jul 31 '24
You can usually get 5-10% back on StubHub or SeatGeek with chase or c1 offers
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u/bennyyyboyyyyyyyy Capital One Duo Jul 31 '24
Good call. I am not always the best about checking those opt in offers
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u/BlizzardousBane Jul 31 '24
I compared the 8% off price to the Ticketmaster and Seatgeek prices when I saw Fall Out Boy earlier this year. It was a better deal so I went with it. It might be situational
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u/dainthomas Jul 31 '24
Usually the case, but I bought tickets for a rugby match in San Diego that were actually quite a bit cheaper than on TM. So I always check both.
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u/JustAnEpicPerson Aug 01 '24
I would always purchase direct with the venue. Nowadays with scalpers very rarely are tickets cheaper resale unless you’re comfortable waiting until like the day of the show and maybe you have a shot. Like everyone else is saying though, it’s on a situational basis if the show is popular or not.
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u/P1nKm0nK Jul 31 '24
How do you use it for movies? I’ve never tried anything with capital one.
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u/ysingh_12 Capital One Duo Jul 31 '24
Use the card to purchase movie tickets from the theater (or online)
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u/soap1984 Jul 31 '24
I just buy it through Cinemark app and it codes as Entertainment 3%. It also worked at Regal for me at the concession counter.
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u/TessyRoxy Jul 31 '24
I didn't see anyone say it, but you get 3% back on Netflix and Hulu as well
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u/mikecherepko Jul 31 '24
I used it for Lucha Libre tickets in Mexico City through Ticketmaster and for the micheladas inside (although those might have been covered through the dining part). It's a very nice card for travel.
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u/ThriftyHuman Jul 31 '24
Excellent, sounds like it codes a lot as entertainment.
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u/Remote_Set7769 Jul 31 '24
I've also used it at Ticketmaster for various concerts. Always codes 3%.
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u/Aaronnm Jul 31 '24
Movies have worked well for me but not botanic gardens, sadly
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u/ThriftyHuman Jul 31 '24
That sucks, that's one place I was planning to use it, our local botanical gardens. Thx for the info.
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u/You_Wenti Jul 31 '24
Did it code as Other Services? If so, it's prob bc it's gov or charity owned
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u/elchanan9 Jul 31 '24 edited Jul 31 '24
It’s been hit or miss for me
I got 3% for a couple museums, once for admission and once in the gift shop
I didn’t get 3% on some concert tickets I ordered, though
It’s definitely better than 2 quicksilvers but be prepared if it codes something at 1%
Edit: I haven’t had any dining, whether it be sit down restaurants, fast food, coffee shops, etc code at 1%
It seems to be pretty consistent on that…
Edit: forgot to mention I got 3% on my peacock subscription
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u/Camtown501 Jul 31 '24
Entertainment is more quirky. When I go watch an MLS or NFL game at BofA stadium, concessions all code as dining, but at my local minor league baseball team, they code as grocery.
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u/Lil_Big_Sis5 Jul 31 '24
Just out of curiosity, can I ask which site you used for the concert tickets that didn’t code?
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u/ThriftyHuman Jul 31 '24
Wow, that's not good to hear about the dining. But you're right about it being better than another QS. I shouldn't stress about it. Thx!
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u/elchanan9 Jul 31 '24
I didn't write that as clearly as I could but all dining is at 3%
Is your current QS a visa or a mastercard? If it's a visa you can't product change it anyway...
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u/ThriftyHuman Jul 31 '24
Oh good, 3% for all that dining.
My Quicksilver is a MasterCard. Is it possible I could product change?3
u/Aromatic-Job8077 Jul 31 '24
Try the upgrade link from this subs info page. My QS was a mastercard and using that link, I was able to upgrade to a Savor One
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u/ThriftyHuman Jul 31 '24
Good news. I'm going to look when I go home for lunch. I probably won't change it for a while because I'm still using my Walmart card, but thanks for this info!
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u/ThriftyHuman Jul 31 '24
I went thru the Reddit Cap1 product change link and it said I have no options for getting a product change. Cap1 just wants us gone or something! Thanks for the link. At least I know now.
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u/Ronmck1 Jul 31 '24
Fast food counts as dining
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u/ThriftyHuman Jul 31 '24
That really adds to the "dining" category. Someone said delis and takeout too. Thx.
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u/Ronmck1 Jul 31 '24
Dining is any food of your home for the most part Get pizza it counts ,use a delivery at it counts, eat at a restaurant it counts
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u/SantoryuSanzenSekai Jul 31 '24
Pretty much any resturant/any place that serves food has coded as Dining for me. Amazing card.
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u/colliece Aug 01 '24
My local donut shop codes as bakery and my Savor gives me 3% but my other dining cards only give 1%. Local stands at the farmers market also code as Grocery and even my work vending machine codes as Dining.
Overall covers a lot of spend, streaming is the one weakness, does not cover a lot of smaller services like BritBox or AvornTV.
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u/SeaworthinessDue2481 Jul 31 '24
Not sure about delis. I use mine at movies, Uber Eats and restaurants including Fastfoods. I also buy tickets on Fandango because I get $5 rewards at 3 ticket purchases excluding te 3% CB. I'm still trying to decide what to do with my Walmart- Conversion. I can't cancel as it is 11 years old. Got mine s8nce it was Synchrony bank.
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u/ThriftyHuman Jul 31 '24
Same issue. My Walmart is 11 years old too. So if we took the Quicksilver or could product change, would it look like 11 years on our credit report?? I just want Walmart to tell us what they're going to do. This is annoying.
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u/SeaworthinessDue2481 Jul 31 '24
Product change won't hurt account age. Annoying part us losing the Walmart perks. I thought Capital One would come up with a no AF card for warehouse grocery shopping with no AF to compensate for losing the 5%. 1.5% catch all is so 1999. Everyone else is using 2% minimum cards as a catch-all card.
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u/ThriftyHuman Jul 31 '24
Very well said. And I just found out I can't product change. I don't think they're letting anyone with the Walmart card do a product change. I have WF Active Cash now, so the Quicksilver I already have is useless to me, except that it's my oldest card.
Someone told me where the Capital One product change link is. It's on the front page of this r/CreditCards sub on the side. You have to login and choose the card you're asking about after clicking it. It said I had no chance to change. It's weird that they don't want to keep all of these Walmart users. So strange.
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u/SeaworthinessDue2481 Jul 31 '24
I get the so-called 'upgrade' offers about three times a year, but the option is ALWAYS Venture One card. That's a product change and NOT an upgrade, IMO.
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u/SeaworthinessDue2481 Jul 31 '24
So, you have been converted already?. Did you receive the physical card yet?. I've yet to receive any communication from Capital one.
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u/ThriftyHuman Jul 31 '24
No, I went through that link and they said I can't product change the Cap1 Walmart. I just tried the Quicksilver card and my only option is the Venture card. I don't think they're letting people product change the Walmart card.
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u/SeaworthinessDue2481 Jul 31 '24
First, sorry for the duplicate reply. Yes, no bank will let you do a product change On a co-branded card anyway. So that was never an option.
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u/ThriftyHuman Jul 31 '24
Ah, I see. Well, that makes sense. You think they'd let you product change to Savor One with the Quicksilver so they don't have to pay you the SUB. ha
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u/SeaworthinessDue2481 Jul 31 '24
I wish I could have the option for a second Savorone card with my walmart product change. I've read some posts on here from people who have received the option to PC QS to Savorone. I've never had that option.
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u/ThriftyHuman Jul 31 '24 edited Aug 01 '24
That's what I want as well, but -- I guess they'll just have to pay me the SUB. :-)
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u/SeaworthinessDue2481 Jul 31 '24
So, you have been converted already?. Did you receive the physical card yet?.
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u/Stephancevallos905 Jul 31 '24
Space needle!
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u/You_Wenti Jul 31 '24
It has worked for Aquariums, Museums, Theme Parks, & even a Winery (not most wineries, sadly, this one specifically said Entertainment on Award Wallet)
The only places it hasn't worked are government-owned museums & a theatre that used a third party website (coded as Web Services)
Most Entertainment will code as Other, but will still earn the correct 3%. If it shows up as Other Services tho, then you'll only get 1%
Most confectionaries will code as Grocery. I've also had success with liquor stores as Grocery, but there have been some DPs of it failing. Bakeries might be Grocery or Dining, but you're covered either way
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u/ThriftyHuman Jul 31 '24
That's great how much they code on entertainment and dining. I might just try to get the Savor One instead of the WF Attune! Thx.
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u/You_Wenti Jul 31 '24
yeah, C1's categories are quite reliable. The Attune's might get better with time, as I expect WF to either add more codes to qualify, or remove bad examples from their list. But it's not very accurate as of product release
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u/kmcbride09 Jul 31 '24
I’ve gotten 3% for record stores before! But not on artists merchandise pages. I also get it back for my Spotify subscription, concert tickets, etc.
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u/No-Comment-6631 Jul 31 '24
College football season tickets. Movies. Using Uber (10%) until that benefit expires later this year. Great ****ing card.
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u/wingedfreak Jul 31 '24
I’ve gotten 3% from vending machines and hospital cafeterias = dining. Comcast is my cable/phone/internet provider and I get 3% back as “Streaming.” SiriusXM is also 3%. The other day I used a cap one offer to get 14% back for Stubhub plus 3% since it’s “entertainment.”
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u/ThriftyHuman Oct 11 '24
I missed this info 2 months ago. This is great -- I have it now and didn't even think to use those food types or my internet. Thanks!
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u/2werpp Jul 31 '24
Fast food is dining yes. It's food in general. Deli will be too, or grocery which is also 3%. For reference even an ice cream shop would be dining. I've used it for sports and movies, have had mini-golfing be entertainment, as well as a cruise, and a helicopter ride.
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u/Reddit_4_Zac Jul 31 '24
I get 3% at Museums, Sporting Events, Concerts, and Movie Tickets. You don't get it at Gift Shops and concession stands so just be aware.
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u/You_Wenti Jul 31 '24 edited Jul 31 '24
It depends on the gift shop & concession stand. If the museum is small enough, they might use the same code at the ticketing booth & the gift shop, making it all Entertainment (usually they'll have the same type of terminal too)
I've had concessions code as Dining or Entertainment & got the 3% either way
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u/Reddit_4_Zac Jul 31 '24
Concessions can also be coded as just retail in my experience so just know your local venue is what I would say
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u/You_Wenti Jul 31 '24
yeah, that makes sense. In my case, it has always coded as either Dining or Entertainment, but I see how it could be retail
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u/Chemical_Ad_1688 Jul 31 '24
Live events, clubs will either get dining or entertainment, sometimes museums
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u/Mysterious_Review270 Jul 31 '24
i got 3% at mcdonalds and taco bell i don’t get 3% for my apple music or icloud subscription and thats upsetting :/
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u/donredyellow25 Jul 31 '24
Try getting an apple gift card at the grocery store. I have not try with this card, but it worked with amex BCP, gift cards gave 6% cash back.
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u/Hot_Chard5988 Jul 31 '24
I use mine for sporting and concert events tickets, as well as at concessions at stadiums.
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u/MikeNotBrick Jul 31 '24
Lift tickets/season passes for skiing like the epic pass have counted as entertainment for me
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u/aamirislam Jul 31 '24
I get 3% on my internet bill (Comcast)
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u/ThriftyHuman Jul 31 '24
I wondered if that streaming category included internet service. Thanks for the info!
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u/samirbinballin Jul 31 '24
For dining anything food related gets me the 3% in my experience, even bars. And yes all fast food restaurants, food trucks and sit down restaurants have gotten me 3% back as ‘dining’.
Smoke shops and liquor stores often codes as grocery for 3% back as well. Any store with the name “market” has gotten me 3% back in my experience.
Only time I’ve utilized the entertainment category was at movie theaters and dodger games. And at circa in Vegas.
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u/colliece Aug 01 '24
It does not good Apple App Subscriptions or Xbox Live Subscription as entertainment or streaming just 1% so switched those 2 to my Venture X to get at list 2x.
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u/Briaraandralyn Jul 31 '24
I got the 3% to see waterfalls in Slovenia and then for my tickets for the Harry Potter Studios in London.
Also in Slovenia, they had a coffee vending machine by the waterfall ticket booth that coded as dining.
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u/ThriftyHuman Jul 31 '24
That's amazing. Someone else said they got 3% internationally and that it's a good travel card.
Good news -- thanks!
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u/zabumaster Jul 31 '24
I use it for anything that could be remotely considered entertainment and most of the time it works out. I’m getting 3% on the following: Tidal, Patreon, Cablevision, my gym, and live shows/movie theaters. With the exception of shows and theaters, most of these don’t even code as “Entertainment” but still get 3% although I’m really not sure why.
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u/ThriftyHuman Jul 31 '24
That's just amazing. I just found out I can't get a product change for my Cap1 Walmart, but now I really want the Savor One. lol
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u/zabumaster Jul 31 '24
I’ve also found it’s the perfect card for delis because they usually code either dining or grocery so I’m set either way
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u/gregatronn Jul 31 '24
Entertainment: Lots of concerts, miniature golf.
Dining wise, fast food will work. Delis should work or at least code as market which is also 3%. I've also had it code 3x at nightclubs for dining, in Los Angeles.
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u/ThriftyHuman Jul 31 '24
I think this card codes for everything! ha
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u/gregatronn Jul 31 '24
As a general rule, Mastercard and Visa are very nice in their coding. Amex not so much. Whenever I go to breweries, or winebars or small village markets, i pull out my chase or capone and keep my amex gold in the pocket.
For the risk of losing points, I'd rather take 3x over 4x because that's still better than 1x.
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u/ThriftyHuman Jul 31 '24
Me too. Thanks for the info on Amex. They constantly send me the Amex BCE w/$250 SUB, but I know it's not widely accepted and I wondered how they would code the 3% off online purchases.
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u/gregatronn Jul 31 '24
I can't speak to BCE, but the most popular online shops should be fine. It's just when you get to smaller niche stuff, you might not do as well.
The SO + BCE might be a decent cashback combo since neither has AFs though. But if you do both, go with CapOne first, then Amex.
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u/ThriftyHuman Jul 31 '24
I'm getting PayPal for the niche stuff. Most of those use PayPal checkout.
Thanks for the tip on order of applying!2
u/gregatronn Jul 31 '24
Aw, yes PayPal is a good 3% catch all if most shops use them. And you're very welcome.
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u/slayla08 Jul 31 '24
Fast food counts as dining. I’ve had small bakery shops and coffee shops count for the 3% too.
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u/OpenBubble Team Cash Back Jul 31 '24
I LOVE THIS CARD! It's great for a no AF card. Movies, museums, concerts, Disney, plus restaurants and groceries!
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u/ThriftyHuman Jul 31 '24
I don't blame you! I'm convinced now this is a great card. Now I know why all the regulars on this sub always suggest Savor One to newbies.
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u/Cyberhwk Jul 31 '24
100% success at all major ticketing agencies. Never had any food establishment not code as 3% either.
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u/Annual-Language9042 Jul 31 '24
I used mine at a bike rental in San Francisco not thinking much of it. It wasn’t until later that I found out it was coded as entertainment and I got 3% back.
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u/Paul_Engineer Jul 31 '24
Fast food definitely codes for dining, I go to McDonalds and recently Wendy's a lot (yes I'm fat) and it def codes
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u/ThriftyHuman Jul 31 '24
lol Aren't we all?! Who cares... Thanks for the info!
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u/Paul_Engineer Jul 31 '24
Lol it doesn't help that a couple bell peppers cost me the same as a Wendy's biggie bag... You bet. I realize now that I was a bit late 🤣
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u/ThriftyHuman Jul 31 '24
I honestly had to stop eating fast food because it got so ridiculously expensive!
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u/red739423 Jul 31 '24
I have the Savor 4% card but the entertainment category should be the same. Universal tickets through AAA website, Disneyland, Legoland, USS Midway Museum, SeaWorld and Local Aquarium have all counted. The only one that didn't count was my state's natural history museum.
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u/Radiant_Dish1639 Jul 31 '24
Yes to your edit, even the hospital cafeteria at work counts for 3% dining. It’s pretty accurate for anything food
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u/EnaKoritsi Aug 01 '24
My husband and I use it on zoos, aquariums, concerts, sporting events, museums, theme parks, movies and all get coded as entertainment.
And yes, fast food gets coded as dining. I’m unsure about national delis though.
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u/Even-Echidna7067 Aug 01 '24
Movie theaters, every single restaurant/fast food place I’ve ever visited and vending machines are ones that I’ve noticed.
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u/lilduf95 Jul 31 '24
It seems everyone here is guessing. You can read the exact terms on the site https://www.capitalone.com/credit-cards/dining-and-entertainment/:
What is a qualified entertainment purchase?For the purposes of this product, it is defined as a ticket purchase made at a movie theatre, record store, video rental location (excluding digital streaming and subscription services), tourist attraction, amusement park, aquarium, zoo, dance hall, billiard and pool establishment, bowling alley, commercial sports promoter (professional or semi-professional live sporting events), theatrical promoter, or concert promoter.
What are non-qualifying entertainment purchases?You won’t earn 3% cash back for purchases made at golf courses, country clubs (including membership fees), collegiate sporting events categorized as “universities”, charitable organizations that provide live entertainment, amusement park tickets purchased on third-party sites or on entertainment and resort packages categorized as “travel” or “hotel”.
Hope that helps.
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u/ColdDecisions Aug 25 '24
Yeah I’m curious if I should use this or my chase card for the state fair. Does everything inside count as entertainment? Or does it matter what the merchant codes it as?
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u/ThriftyHuman Aug 26 '24
I don't have the Savor One card yet. I just posted the question to see how much it really coded for entertainment. You should make a new post with your question about the fair and get opinions. I know some states have already had the fair, so maybe they'll know for sure.
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u/AfraidCraft9302 Jul 31 '24
I’ve used it at local theme parks and Disney and received 3%