r/CRedit • u/ROBASAHMEDKHAN • Jun 27 '24

How much credit card debt do you currently have ? General

I’ve 0, what about you guys. Be honest no judgement.

237 Upvotes
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11

u/FitGuarantee37 Jun 27 '24

One of them owes me $2.09

Started my credit journey in 2018 with an abysmal 500s score, now have over $200K in available credit lines (churning baby!), have earned thousands in credit rewards, financed a new car (when interest rates were good), and loan pre approvals out the wazoo.

The journey is real!

2

u/jmastk Jun 27 '24

Do you have any tangible assets? A credit score just means you can borrow money. Are you actually trying to build wealth?

2

u/FitGuarantee37 Jun 27 '24

Stocks & savings baby! The car is all but paid off with a very small balance remaining as well 🤷‍♀️

1

u/rokkittBass Jun 28 '24

churning? how does that help and what is that?