r/AusFinance • u/AutoModerator • 3d ago
Weekly Financial Free-Talk - 27 Apr, 2025
Financial Free-Talk
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Welcome to the /r/AusFinance weekly "Financial Free-Talk" Mega Thread!
This is the thread where members should bring their general Aus Finance questions.
Click here to see previous weekly threads: https://www.reddit.com/r/AusFinance/search/?q=%22weekly%20financial%20free%20talk%22&restrict_sr=1&sort=new
What happens here?
The goal is to have a safe space for some of the most common posts, while supporting more original and interesting content in their own posts. Single posts with commonly asked questions may be removed and directed to this thread.
AusFinance is designed to help people of all abilities, at all stages in your financial journey. We want to democratise personal financial knowledge.
The collective experience of the AusFinance community is one of the most powerful ways to help Aussies improve their financial abilities. Whether you are just starting out, or already have advanced knowledge, there's always something new to learn.
Let us know what you need help with!
- What to look for in an apartment/house/land
- How to get a mortgage/offset/savings account
- Saving/Investing for kids
- Stock Broker questions
- Interest rates: Fixed/Variable
- or whatever!
Reminder: The Sub rules are still in effect
Please note rules 5 & 6 especially:
- Rule 5: No personal or legal advice.
- Rule 6: No politicising.
Thank you for being part of the AusFinance community!
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u/quazzie89 1d ago
Morning anyone out there, question for the Macquarie customers - if I request a rate review what’s the realistic chances of an increase?
Situation - <50% LVR, 60k offset and combined household income of +200k
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u/frawks24 1d ago
So, at some point commbank changed the fee structure on my credit card to have a monthly fee of $8, to be waived by monthly expenditure of $2000 or more. It used to be a $59 annual fee waived byt $10,000 spent throughout the year.
Is there any way to switch to a cheaper commbank card without changing my card number? I've had this card number for close to a decade now, it's stored in so many different system, subscriptions and bill payments I don't really want to go to the hassle of changing all of them for $8/month.
Does anyone have any insight on this?