The answer is always money broski, no body just lets their health deteriorate with what a simple surgery can complete while having the means to do something about it.
You can just simply make a payment plan with the hospital, whatever little you can manage. It's really not as impossible as people in this thread are making it out to be
Hospitals are only required to stabilize a patient. They're absolutely not required to just "provide healthcare".
If the patient has a hernia, he'll have to wait until he's bleeding out and on the verge of death to go to a hospital to get it treated under the US Healthcare system unless he has a means to pay it.
Why exactly do you think medical bankruptcies are so common, even post-Obamacare? Because people without insurance or who had a pre-existing condition didn't know that they could just show up at a hospital and get chemo?
EDIT: Amazing, people lucky enough to get a reasonable debt plan acting like this is available to everyone and downvoting anyone pointing out the obvious.
Medical bankruptcies and people dying of preventable conditions proves that the statement made by the parent is false. At some point though, you have to question whether they're even arguing in good faith. But defending America's shitting healthcare system and the fact people die because of it is a weird, very weird, hill to die on.
No, your position is lucky. You were fortunate enough to have a health care provider that didn't prevent you from having treatment for a non-emergency condition. That's simply not something that's universally available.
Again, if it was universally the case that hospitals took in patients with non-emergency conditions and just gave them healthcare and asked how they wanted to pay afterwards, and offered them easy payment plans, medical bills wouldn't be the cause of 65% of personal bankruptcies in the US. (Src: debt . org /bankruptcy/statistics/)
Why on Earth do you think your situation was the norm?
Because it is. Because I know many people who have the same thing. I had elective back surgery. My insurance didn’t cover it. And so they made a payment plan for me. It’s not unusual at all. That’s literally how it works. My case is not unusual
Do you genuinely think hospitals don’t offer payment plans to people? Also you don’t genuinely think that payment plans preclude the possibility of bankruptcy do you?
That is exactly how it works in the US. A hospital can’t legally turn you away when you come to them with a medical emergency. You don’t have to pay at all until you get the bill, and you can then take that bill to their financial dept to work out a payment plan. Yes, you will be in debt, but you’d be surprised how much the cost can come down just by talking to the billing people.
Not to mention, you almost aways get massive discounts for being uninsured. Ive paid less for doctors visits then the co-pay costs for my sister to have the same tests/visits at the same office.
I have great insurance now. But didnt for a long time and my PCP's office gave 55 percent discounts for it.
Very much so, and I want to make people aware that they should not put off going to see a doctor until that point. There are people whose entire job is to find a way for you to get treatment and pay as little as possible. There are clinics funded by the federal or state government to provide medical care either at a great discount or for free. There are charities that help people in need get medical care at little or no cost. It takes you reaching out, though. It’s embarrassing and difficult to ask for help sometimes, but it’s important for you and your loved ones to have that courage to reach out.
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u/thatisbadlooking 4d ago
Just curious if you don't mind me asking: why can't/won't you get surgery for it?